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Credit Checker / Clerk
Mount Olive, NC

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Now viewing: Credit Operations Clerk I - Deposit Charge Off/Document Imaging
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Southern Bank and Trust

Credit Operations Clerk I - Deposit Charge Off/Document Imaging

Job Description

Position:
Operations Clerk -
Deposit Charge-Off/Document Imaging Reports To:
Sr.
Loan Systems Administrator Indirectly Reports To:
Senior Vice President/Credit Operations Manager Reports To This position:
None FLSA Status:
Non-Exempt Role Summary:
This position is responsible for daily processing of charged-off deposit accounts, processing of deposit charge-off recoveries, daily and monthly balancing of related deposit charge-off general ledger accounts, and reporting of deposit charge-off accounts to appropriate agencies. Additional responsibility is imaging of loan and deposit documents. Specific Job Functions (Duties/Responsibilities) : Daily processing of various charged-off accounts including, but not necessarily limited to: Automatically charged-off deposit accounts. Debit Card fraud. Operational charge-offs. Daily processing of recoveries related to charged-off deposit accounts. Daily and monthly balancing of all general ledger accounts associated with deposit charge-offs and recoveries. Weekly reporting of charged-off deposit account details to appropriate collection agency. Scanning and indexing of various documents into permanent document image storage system. Correction of image document types when incorrectly indexed. Maintain documented instructions for completion of daily responsibilities. Assist with Loan Document Preparation including, but not necessarily limited to: Entry of new and modified loan request into documentation preparation system. Ensuring compliance with various lending regulations. Assisting branch lending personnel with documentation questions and corrections. Perform other duties as assigned.
JOB REQUIREMENTS
Knowledge/Skills/Abilities Required :
Bank operations experience preferred Knowledge of basic bookkeeping Knowledge of state and federal regulatory guidelines and constraints Strong oral and written communication skills and the ability to communicate effectively with a broad base of internal and external individuals Ability to work independently with limited supervision, maintain strong time management and organization skills Maintain a professional and pleasant manner under pressure Ability to identify problems and resolve them in a proactive, timely manner Proactive teamwork and cooperation Strong PC skills with emphasis on Microsoft Office and Web based applications
Education/Experience Requirements :
High School diploma or general education degree (GED) Certificate in bookkeeping preferred Three years of previous experience in banking/bank operations preferred Capable user of standard office equipment/software applications