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Commercial Lending Analyst. Job in Pittsburgh Gr8Jobs
Job Description
The Commercial Lending Analyst at the Urban Redevelopment Authority of Pittsburgh supports mission-driven financing that advances affordable housing, small business growth, and community development. Responsibilities include underwriting and structuring commercial loans, analyzing financial statements and cash flow, preparing credit memos and risk assessments, and monitoring portfolio performance. The role collaborates with internal teams and external partners to deliver inclusive, equitable, and sustainable investment in Pittsburgh's neighborhoods, while maintaining strong analytical standards and regulatory compliance. Responsibilities Analyze, underwrite, and structure commercial loans and community development financings supporting URA programs. Perform financial statement, cash flow, and collateral analysis for small business and real estate projects. Prepare credit memos, risk assessments, and recommendations for loan committees and senior staff. Monitor loan performance, track covenants, and support portfolio reviews and reporting. Conduct market, neighborhood, and project feasibility analyses to inform lending decisions. Coordinate due diligence, documentation, and closing activities with internal teams, borrowers, and partners. Maintain accurate data in lending and portfolio management systems; prepare regular reports. Support development and refinement of lending products, policies, and underwriting standards. Collaborate with community, governmental, and financial partners on inclusive economic development projects. Provide responsive service to borrowers and stakeholders, aligning lending with URA's mission and goals. Required Skills Commercial loan underwriting Financial statement analysis Cash flow modeling Credit risk assessment Portfolio monitoring and reporting Community development finance (CDFI/CRA) Excel and financial modeling tools Loan documentation and closing processes Market and feasibility analysis Data management and reporting systems