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Financial Services Sales Agent
Maple Grove, MN

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Americana Community Bank

Lead Business Banker

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Job Description

Lead Business Banker Americana Community Bank Maple Grove, MN Job Details Full-time $120,000 - $180,000 a year 4 days ago Qualifications Financial sales Operations management Underwriting Team development Sales strategy Full Job Description Join Our Team at Americana Community Bank Are you a dynamic sales leader and high-performing business lender who thrives on driving growth, building authentic community relationships, and developing others? Do you excel at empowering a team while actively growing a premier portfolio of business customers? If so, we are looking for a Lead Business Banker to lead our loan growth strategy, coach a talented team of lenders, and serve as a prominent relationship builder in the Maple Grove community.
What We Are Looking For:
A s the Lead Business Banker you will be responsible for driving the overall execution of business growth, portfolio strategy, and team performance. Acting as the execution leader between growth strategy (CSO) and credit policy (CCO), this role oversees complex deal structuring, manages major customer relationships, leads community involvement efforts, and ensures disciplined credit administration, loan servicing, and regulatory compliance. Major Roles LMA (Leadership, Management, and Accountability) Leads, manages, and holds business bankers and agricultural lenders accountable to sales targets, credit quality standards, and operational expectations. Provides functional guidance, coaching, and mentoring to lending staff on deal structuring, financial analysis, and portfolio management. Business Loan Origination Evaluates, structures, and originates business loans, including annual operating lines, equipment financing, commercial real estate, and
FSA & BSA
guaranteed loans, within assigned lending authority. Identifies borrowing needs, conducts business development activities, and promotes full banking services to build a strong loan pipeline. Relationship Management Directly manages a portfolio of major, complex business and agricultural customer accounts, serving as a primary financial counselor to high-value relationships. Partners closely with Deposit Relationship Officers to drive total deposit growth, proactively identifying, promoting, and referring Cash Management solutions across the business portfolio. Community Involvement & Market Leadership Represents the bank across civic organizations, business associations, and local community events to elevate brand visibility and market presence. Leverages local networks, community leadership, and professional relationships to build bank visibility, drive growth, and support community development. Credit Analysis & Deal Structuring Execution Ensures all business lending proposals, deal structures, and credit packages adhere strictly to bank credit policy and audit standards before submission to the Chief Credit Officer and Loan Committee. Directs loan deal structuring, customer financial package preparation, annual review completion, and borrower covenant management across the business lending team. Portfolio Risk & CCO Governance Alignment Collaborates directly with the Chief Credit Officer on classified or troubled assets within the business banking unit to minimize loss exposure. Ensures all business lending operations, underwriting packages, and credit files adhere strictly to bank policy, lending regulations, and audit readiness standards.
Who You Are:
The ideal candidate will possess:
Proven Sales & Lending Leadership:
A strong track record of business loan origination, portfolio growth, and sales team coaching in banking or financial services.
A Relationship-First Mindset:
A commitment to connecting with heart—putting people above products and building authentic, long-term relationships with business owners, colleagues, and community partners.
Differentiated Value Alignment:
Passion for delivering personalized guidance and nimble local decision-making that sets us apart from large institutional banks.
High-Capacity Leadership:
Exceptional organizational skills to manage a large individual loan portfolio while effectively leading, mentoring, and holding a sales team accountable.
Community Connection:
Genuine enthusiasm for community involvement and an active presence in local economic and civic initiatives.
Collaborative Spirit:
The ability to partner seamlessly with Credit Risk, Deposit Sales, and Branch Leadership to deliver total financial solutions. Why Americana Community Bank? At Americana Community Bank, we believe in making a difference through strong relationships, tenacious effort, and a commitment to growth. As our Director of Lending, you will lead with purpose and impact—modeling sales excellence through your own portfolio while developing the next generation of top bankers. Together, we elevate every moment and embrace the journey as we empower local businesses and families to thrive. Join us in Building Great Communities!
Job Type:
Full-time Pay:
$120,000.00 - $180,000.00 per year
Experience:
Lending:
10 years (Preferred)
Leadership:
10 years (Preferred)
Work Location:
In person

Benefits

  • Health Insurance