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Insurance Underwriter
Oakland Park, FL
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Job Description Help for Job Description. Opens a new window. Job DescriptionJob Description About this opportunity We are seeking an experienced and detail-oriented VA Underwriter to join our growing underwriting team. This role is responsible for reviewing and assessing residential mortgage loan applications to ensure compliance with VA guidelines, agency requirements, and company policies. The ideal candidate brings strong expertise in VA loans, sound risk assessment skills, and a commitment to delivering high-quality underwriting decisions in a fast-paced environment. Key Responsibilities
Review and underwrite VA mortgage loan files to ensure compliance with VA, investor, and company guidelines
Analyze borrower credit, income, assets, and collateral to determine loan eligibility
Calculate and validate income for self-employed and wage-earner borrowers
Evaluate appraisals and collateral documentation for accuracy and completeness
Issue clear and concise underwriting decisions, including conditions and loan stipulations
Communicate effectively with loan officers, processors, and internal partners to resolve file conditions
Ensure all loans meet compliance, quality control, and regulatory requirements prior to approval
Maintain accurate and up-to-date underwriting documentation within the LOS
Meet established productivity, quality, and turnaround time standards
Stay current on VA guideline updates and industry changes Location and Schedule This is a full-time remote opportunity for candidates located outside of the Troy, MI and Ft. Lauderdale, FL areas. Candidates within a 50-mile radius of either office will be expected to work onsite. Our standard working hours are Monday to Friday, 9:00 AM to 6:00 PM. Skills & Qualifications
3+ years of mortgage underwriting experience with a strong focus on VA loans
Must hold SAR certification, DE certification is a plus
In-depth knowledge of VA underwriting guidelines and agency requirements
Experience reviewing complex income scenarios including self-employed borrowers
Strong analytical, decision-making, and problem-solving skills
Excellent attention to detail and organizational skills
Ability to manage a high volume pipeline in a deadline-driven environment
Strong communication and collaboration skills
Proficiency with Encompass or similar loan origination systems Preferred Qualifications
Experience with FHA, Conventional, and USDA underwriting
Prior experience in a fast-paced retail or correspondent lending environment What We Offer |
Career and Culture Company Culture:
Inclusive, supportive company culture where you are not a number, but a voice that's heard and brings value.
Growth Path:
Defined paid training and clear pathways for career development.
Benefits:
Comprehensive benefits package including PTO, sick days, paid volunteer hours, medical, dental, vision insurance, and 401(k). Take the first step towards a rewarding career in the mortgage industry with AD Mortgage. Our Recruitment team will reach out to you shortly!
Connect with us:
Explore our social media to get a sense of our corporate culture. YouTubeInstagramTikTok We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.