Find & Apply For Insurance Underwriter Jobs in Sunny Isl Bch, Florida

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Job Description Job Description Underwriter Location:

Sunny Isles Beach, Florida (On-Site)

Company:

Neto Capital Employment Type:

Full-Time Working Hours:

9:30AM-5:30

PM Start Date:

Immediate / Based on availability

Compensation:

Competitive compensation based on experience and fit Position Overview Neto Capital is a business financing company in Sunny Isles Beach. We're looking for a Junior Underwriter to review incoming financing applications: analyzing bank statements and cash flow, spotting risks and irregularities, and preparing clear underwriting summaries and recommendations. You'll use the company's in-house AI/ML underwriting tools daily and work closely with Risk, Sales, and Operations. This is a strong entry point for someone who wants to build a career in underwriting and risk. Key Responsibilities Analyze business bank statements, cash flow, revenue, liabilities, and payment patterns on new financing applications. Review supporting documents and credit data; flag red flags, irregularities, and risk. Prepare underwriting summaries and recommendations on approvals, declines, terms, pricing, and exposure. Use and give feedback on the company's AI/ML underwriting tools, and help improve underwriting workflows. Requirements Bachelor's degree required (Finance, Economics, Accounting, Statistics, or a related field a plus). 1+ year in an analytical, financial, credit, underwriting, banking, or lending role. Strong Excel / Google Sheets skills and a solid understanding of bank statements, cash flow, and financial risk. Detail-oriented, fast learner, and able to communicate conclusions clearly while handling sensitive financial information with discretion. Nice to Have Experience in business financing, MCA, lending, credit underwriting, or risk analysis. Hands-on experience analyzing business bank statements or working with credit decisioning tools. Familiarity with Plaid, DecisionLogic, Ocrolus, DataMerch, TLOxp, Salesforce, HubSpot, or similar. Experience building models, dashboards, or reports in Excel / Google Sheets; additional languages a plus. Why Join Neto Capital? Direct impact on financing decisions and portfolio performance at a growing FinTech company. Work with in-house AI/ML underwriting tools. Close collaboration with Risk, Operations, Product, and management. Clear path to grow into Senior Underwriting, Risk, Portfolio Management, or Data roles. \nCompany Description Neto Capital is a fast-growing fintech company operating in the U.S. small business financing space. We're not a brokerage — we're a technology company that funds businesses. We combine financial and operational expertise with data, automation, and cutting-edge AI/ML to make funding faster, smarter, and more transparent. Here's what makes us different: most MCA shops win on volume and grind. We win on technology. Our sales team gets access to the best AI and tech tools on the market — the kind that surface the right merchants, sharpen your pitch, and move deals to funded faster than anyone else in the industry. While our competitors hand reps a dialer and a list of dead leads, we hand you a real edge. You still bring the drive — but here, your drive is multiplied by tools that actually help you win. Neto Capital operates in a dynamic, entrepreneurial, and family-oriented environment built around one idea: when you succeed, we succeed. We invest heavily in our people — training, coaching, technology, warm leads, and a culture that pushes you to be great. Whether you're a seasoned vet looking for a smarter home or a hungry newcomer ready to break into financial sales, we set you up to win. Company Description Neto Capital is a fast-growing fintech company operating in the U.S. small business financing space. We're not a brokerage — we're a technology company that funds businesses. We combine financial and operational expertise with data, automation, and cutting-edge AI/ML to make funding faster, smarter, and more transparent.\r\n\r\nHere's what makes us different: most MCA shops win on volume and grind. We win on technology. Our sales team gets access to the best AI and tech tools on the market — the kind that surface the right merchants, sharpen your pitch, and move deals to funded faster than anyone else in the industry. While our competitors hand reps a dialer and a list of dead leads, we hand you a real edge. You still bring the drive — but here, your drive is multiplied by tools that actually help you win.\r\n\r\nNeto Capital operates in a dynamic, entrepreneurial, and family-oriented environment built around one idea: when you succeed, we succeed. We invest heavily in our people — training, coaching, technology, warm leads, and a culture that pushes you to be great. Whether you're a seasoned vet looking for a smarter home or a hungry newcomer ready to break into financial sales, we set you up to win.