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Loan Officer
Laguna Beach, CA
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Job Summary A boutique private money lending firm in Aliso Viejo, CA is seeking an experienced Loan Servicing & Admin Specialist to manage complex real estate loans from routine servicing through default resolution, foreclosure, REO management, and final disposition. This is a direct hire opportunity for a loan servicing professional who wants more ownership than a traditional payment processing role. You will play a key role in protecting investor interests by administering and enforcing loan terms, managing sensitive borrower and investor communications, and coordinating with trustees, attorneys, and bankruptcy counsel. The work environment is ideal for someone who values autonomy, accountability, and direct impact. In a smaller, specialized lending environment, your judgment, organization, and communication skills will be visible and valued. This role offers the opportunity to work closely with decision-makers, manage meaningful projects from start to finish, and contribute to a professional, hands-on team focused on quality execution and investor protection. Key Responsibilities
Oversee day-to-day loan servicing activities, including payments, payoffs, reconveyances, borrower communication, and investor communication.
Monitor delinquencies, senior liens, property taxes, insurance, and other risk indicators to identify and address loan issues early.
Negotiate with borrowers on workouts, loan modifications, forbearance agreements, and other resolution strategies.
Manage Notice of Default and foreclosure processes from start to finish in partnership with foreclosure trustees and legal counsel.
Coordinate bankruptcy, eviction, possession, and legal matters with attorneys to protect the loan and investor position.
Manage REO properties acquired through foreclosure, including property protection, management, marketing, sale coordination, investor approvals, distributions, final payouts, and entity wind-down. Compensation and Benefits
Salary range: $75,000 to $85,000 per year.
Job type: Direct hire.
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Location:
Aliso Viejo, CA. Equal Opportunity Employer / Disabled / Protected Veterans The Know Your Rights poster is available here: https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12.pdf The pay transparency policy is available here: https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf For temporary assignments lasting 13 weeks or longer, AppleOne is pleased to offer major medical, dental, vision, 401k and any statutory sick pay where required. We are committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please contact your staffing representative who will reach out to our HR team. AppleOne participates in the E-Verify program in certain locations as required by law. Learn more about the E-Verify program.
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//e-verify.uscis.gov/web/media/resourcesContents/E-Verify_Participation_Poster_ES.pdf We also consider for employment qualified applicants regardless of criminal histories, consistent with legal requirements, including, if applicable, the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. Pursuant to applicable state and municipal Fair Chance Laws and Ordinances, we will consider for employment-qualified applicants with arrest and conviction records, including, if applicable, the San Francisco Fair Chance Ordinance. For Los Angeles, CA applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.