Find & Apply For Loan Officer Jobs in Stockton, California

Actively seeking an experienced Commercial Loan Portfolio Manager to: Participate with the Commercial Lender in meetings with the client or prospect at either the customer's place of business or at the bank offices. Assist the Commercial Lender by maintaining any CRM or Pipeline Reports, and assist in other sales management reporting. Attend internal sales meetings in support of business development activities. Support the Commercial Lender in client and prospect meetings. Assist the Commercial Lender to assure that all relevant information is provided to the credit department in a timely and efficient manner so that all credits can be appropriately underwritten and decisions can be made for our customers in a expeditious manner. Assist the Commercial Lender by working jointly with the credit department to appropriately underwrite the credit, and to develop the appropriate credit structure in relationship to the credit risk. Assist the Commercial Lender by working independently with the centralized Loan Documentation staff to request all required documentation for the loan, to include documentation in regards to participated loans. Assist the Commercial Lender by conducting loan closings and monitoring the portfolio Assist the Commercial Lender by scheduling, attending, and participating in the Lender Annual Review, including an update of collateral valuations. Be actively involved in community activities that will promote the bank and/or assist in business development. Evaluate commercial credit requests. Prepare and recommend credit authorizations. Analyze and interpret profitability, cash flow, credit reports and financial ratios to determine if they meet guidelines. Evaluate and verify collateral. Analyze borrower's competitive and economic sensitivities, general business conditions and management. Determine borrower credit worthiness/risk factors, and recommend risk mitigation measures. Prepare credit authorization memorandum (CAM) and recommend credit approval. Includes financial review report and opinion of credit risk. Prepare problem loan report and comment on current financial status of borrower. Assist account officers with management of loan portfolios. " /> Job Requirements 5+ years of C&I and CRE loan underwriting/portfolio management experience Bachelor's degree in business, accounting or equivalent training and experience(preferred) Knowledge of commercial credit products, concepts, processes, and functions Knowledge of business management and planning tools, including financial statements and ratios, budgets, inventory and accounts receivable turnover Ability to analyze and interpret financial statements, business reports and legal documents Knowledge of applicable federal/state banking regulations Effective math skills, including ratios, percentages, interest and amortization Good judgment and problem solving skills For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.