Find & Apply For Loan Officer Jobs in Meridian, Idaho

Clarity Credit Union is hiring for a full-time Consumer Loan Underwriter responsible for reviewing, analyzing, approving and underwriting all consumer direct and indirect loans to include the following: reviewing financial statements, evaluating credit reports and applicable ratios, examining applications/reports to ensure accuracy and completeness; guide/assist lending staff in gathering information to make appropriate decisions explaining rationale behind the approval or denial decision. Responsible to ensure compliance with applicable federal and state laws, regulations and guidelines pertaining to all consumer loan title perfection.

Essential Functions & Responsibilities:

Reviews and evaluates information on all consumer loan documents (direct and indirect) to determine if loan conditions meet Credit Union lending policies. Approves or rejects direct and indirect loan application and/or requests additional information. Communicate loan decision to Member Service Specialist/dealer, including rationale for decisions. Work closely with branch lending staff in the processing of a mortgage loan application request. Ensuring that the necessary information and documentation from applicant(s) are collected and forwarded to our mortgage loan provider. Oversees the mortgage loan funding process ensuring that the time senitive documents and funding steps are properly completed. Market, develop and manage the Credit Union's indirect automobile, recreational vehicle and motorcycle dealer relationships. Direct and participate in the closing of approved indirect consumer loan agreements; ensure that all required closing documents are prepared and processed. Keep abreast of new developments and trends in the consumer loan market; identify potential lending opportunities and participate in the development and implementation of plans and programs to respond to those opportunities. Assist lending staff as directed. Acts as back up to Lending Clerk when needed. Performs other job related duties as assigned.

Knowledge and Skills:

Experience:

Two years to five years of similar or related experience.

Education:

A high school education or GED.

Interpersonal Skills:

A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Work involves extensive personal contact with others and/or is usually of a personal or sensitive nature. Work may involve motivating or influencing others. Outside contacts become important and fostering sound relationships with other entities (companies and/or individuals) becomes necessary.

Other Skills:

Must have good communication skills, 10-key calculator, typewriter, and keyboard skills.

Job Type:

Full-time Pay:

$28.45 - $31.60 per hour

Benefits:

401(k) 401(k) matching Dental insurance Employee assistance program Employee discount Health insurance Health savings account Life insurance Paid time off Vision insurance

Experience:

related: 3 years (Required) Ability to

Commute:

Meridian, ID 83642 (Required)

Work Location:

In person