Find & Apply For Loan Officer Jobs in Gulfport, Mississippi

Position Type:

Full-Time Non-Exempt Work Arrangement:

Hybrid Locations:

Mississippi (Mississippi Gulf Coast, Hattiesburg, Tupelo), and Alabama (Mobile area) RCLF is looking for a motivated and service-driven Mortgage Loan Originator to join our team. In this role, you'll help borrowers navigate the residential mortgage process from application through closing, providing expert guidance, clear communication, and exceptional support every step of the way. Overview RCLF is seeking an experienced, driven, and customer-focused Mortgage Loan Originator (MLO) to join our team. The MLO will help individuals and families achieve their homeownership goals by providing knowledgeable guidance throughout the mortgage process. This is a production-focused role for an experienced mortgage professional who can develop business, build strong referral relationships, and manage borrowers from application through closing. The MLO will cultivate relationships with Realtors, builders, developers, and other referral partners while delivering responsive, professional service to borrowers. What You'll Do Develop and maintain a strong network of referral sources, including Realtors, builders, developers, past clients, personal contacts, and other community partners. Prospect for and generate new residential mortgage loan opportunities within assigned markets. Consult with prospective borrowers to understand their financing needs and identify appropriate mortgage products and programs. Maintain current knowledge of Conventional, FHA, VA, USDA, investor, and RCLF in-house loan programs. Review and analyze mortgage applications, credit profiles, income, assets, and supporting documentation. Utilize automated underwriting systems, including Desktop Underwriter (DU) and USDA Guaranteed Underwriting System (GUS). Review applications and initial loan documentation for compliance with applicable lending and investor guidelines. Communicate credit decisions, rates, terms, qualification requirements, and affordability considerations to applicants. Structure loans in accordance with appropriate lending practices and applicable federal and state regulations. Ensure required disclosures and compliance documentation are completed and delivered within established timeframes. Work collaboratively with processing, underwriting, and closing teams to facilitate timely loan closings. Maintain a high level of customer service and consistent communication throughout the mortgage process. Manage an active pipeline while meeting established production and performance expectations. Requirements for Success Active NMLS Mortgage Loan Originator license required , including applicable state licensing for the market(s) served. Minimum of two (2) years of residential mortgage loan origination experience. Working knowledge of Conventional, FHA, VA, and USDA mortgage guidelines. Demonstrated ability to generate mortgage business through prospecting, networking, and referral relationships. Strong sales, relationship-building, and customer service skills. Effective verbal and written communication skills. Ability to independently manage a mortgage pipeline in a fast-paced, deadline-driven environment. Conditions of Employment Must successfully complete required criminal background and credit checks. Must maintain all required NMLS and state mortgage licenses in good standing. This is a full-time, hybrid position. This position is compensated on a commission-only basis . Why This Role Stands Out This position offers the opportunity to make a real difference for borrowers while working with a dedicated team in a mission-focused environment. If you're looking for a role where your expertise, professionalism, and people skills can shine, this is an excellent opportunity!

ABOUT US

Benefits:

• 401(k) with match
• Health, Dental, and Vision insurance
• Life insurance
• Generous Paid Time Off (PTO) and company holidays
• And more Ready to make your mark?

and join a company that's committed to your success!

Job Type:

Full-time Benefits:

401(k) 401(k) matching Dental insurance Employee assistance program Health insurance Life insurance Paid time off Vision insurance Application Question(s): Do you have a current stand-alone NMLS license? If so, please provide the license number.

Experience:

mortgage loan : 2 years (Required) Willingness to travel: 75% (Preferred)

Work Location:

Hybrid remote in Gulfport, MS 39503