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Now viewing: Commercial Loan Officer - Hattiesburg, MS
SB
Southern Bancorp
Commercial Loan Officer - Hattiesburg, MS
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Job Description
Job Summary Establishes, maintains, and develops client relationships within assigned territory to attain targeted business and commercial loan portfolios. Manages a variety of commercial loans in compliance with bank policy and regulatory requirements. Responsibilities
- Establishes and maintains favorable professional network within assigned local community, county, and/or territory.
- Calls on potential or existing clients to develop new business, increase business and retain existing business.
- Interviews applicants for commercial types of loans
- Assists commercial loan customers with the loan application process and ensures the confidentiality of all information provided by applicants.
- Analyzes and screens loan requests on all types of loans.
- Exercises judgment within wide ranging policies, precedents and upper-level management oversight for packaging loans as well establishing terms and conditions of loans.
- Achieves and maintains required loan portfolio balance.
- Maintains thorough understanding of loan policy and procedure in relation to commercial lending.
- Participates in a team effort to cross-sell bank and affiliate products and services.
- Completes all required training.
- Performs other related duties as required or assigned.
Requirements Education and Qualifications:
- Bachelor's degree or equivalent combine of education and lending and banking experience
- Two to four years previous banking experience with emphasis in commercial lending and branch management Must have or receive NMLS clearance.