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Loan Officer
Great Nck Plz, NY

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PrideStaff

Mortgage Underwriter

Pay: $85,000–$120,000/yr
Posted: 3 weeks ago
Location: Great Nck Plz, NY (Onsite)
Last Updated: 3 weeks ago
Hours: Full-Time
Expires: 10/15/2026
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Job Description

Position:
Mortgage Underwriter (Conventional & Jumbo)
Location:
Great Neck, NY (in-person)
Company/Industry:
Mortgage banker
Schedule:
Mon-Fri 1st shift
Salary:
$85,000 - $120,000/yr depending on experience, flexibility for the right candidate, plus benefits
Type:
Direct Hire Key Responsibilities Loan Evaluation:
Underwrite complex residential mortgage applications (Conventional, Jumbo, FHA, VA) to ensure full compliance with agency (Fannie Mae, Freddie Mac), investor, and internal company guidelines.
Credit & Risk Analysis:
Thoroughly review credit reports, income documentation (including complex self-employed tax returns), asset statements, title reports, and property appraisals.
Condition Clearing:
Clear loan conditions in a timely manner, review appraisal rebuttals, and issue final Clear to Close (CTC) approvals.
Pipeline Management:
Maintain an active pipeline of files, meeting strict turn-time commitments while maintaining high credit quality.
Team Collaboration:
Work closely with Loan Officers, Processors, and Management to resolve underwriting challenges and structure tricky loans effectively. Qualifications & Requirements 3-7+ years of hands-on experience as a Residential Mortgage Underwriter. Deep understanding of Conventional and High-Balance/Jumbo loan underwriting (FHA
DE / VA SAR
designations are a strong plus). Hands-on experience with Encompass (or similar LOS), DU (Desktop Underwriter), and LPA (Loan Product Advisor).
Compensation / Pay
Rate (Up to): $85,000.00 - $120,000.00

Benefits

  • Dental Insurance