Find & Apply For Loan Officer Jobs in Corpus Christi, Texas

Job Summary We are seeking a dynamic and detail-oriented Mortgage Loan Processor to join our dedicated financial services team. In this vital role, you will manage the end-to-end processing of mortgage loan applications, ensuring accuracy, compliance, and timely delivery. Your expertise will help facilitate smooth loan approvals, support our clients throughout the lending journey, and uphold industry standards. This position offers an exciting opportunity to contribute to a fast-paced environment where precision and customer service excellence are paramount. Responsibilities Review and verify all loan documentation, including income statements, credit reports, appraisals, and title reports to ensure completeness and accuracy. Collaborate with loan officers, underwriters, and clients to gather necessary information for loan approval processes. Ensure all loans comply with federal regulations such as TILA (Truth in Lending Act), TRID (TILA-RESPA Integrated Disclosure), and Fair Housing laws. Prepare and submit loan packages for underwriting approval while maintaining adherence to FNMA (Fannie Mae) guidelines and other investor requirements. Manage communication with clients regarding loan status updates, document requests, and compliance requirements through internal systems and client correspondence. Maintain detailed records of loan processing activities within Encompass or similar mortgage servicing platforms. Monitor loan progress from application through closing, ensuring all steps meet regulatory standards and internal policies. Requirements Proven experience in loan origination or mortgage processing within the financial services or banking industry. Strong knowledge of FNMA guidelines, FHA (Federal Housing Administration) loans, VA (Veterans Affairs) loans, conventional mortgages, and related lending regulations. Familiarity with mortgage servicing processes, underwriting procedures, credit analysis, and loan documentation standards. Proficiency in Microsoft Office Suite (Word, Excel) along with experience using Encompass or other mortgage processing software. Deep understanding of compliance with loan regulations such as TILA, TRID, Fair Housing laws, and banking regulatory standards. Excellent internal communication skills to coordinate effectively across teams and maintain clear client communication throughout the process. Ability to perform basic math calculations accurately for credit analysis and financial assessments. Knowledge of industry-specific compliance standards related to mortgage processing and financial transactions. Join us in delivering exceptional mortgage services by ensuring every detail is handled with precision! We're committed to fostering a collaborative environment that values your expertise in lending regulations and customer service excellence—helping clients achieve their homeownership dreams while advancing your career in the vibrant world of financial services.

Pay:

$52,160.82 - $62,817.34 per year

Benefits:

401(k) Dental insurance Flexible schedule Health insurance Health savings account Life insurance Paid time off Retirement plan Vision insurance

Work Location:

In person