We are looking for a knowledgeable Loan Administrator to support residential mortgage lending activities in Lubbock, Texas. This role blends client service, loan coordination, and credit-related expertise to help move applications efficiently from initial contact through closing. The ideal candidate brings hands-on experience with mortgage documentation, underwriting practices, and business development within local banking markets.
Responsibilities:
- Build and strengthen relationships with borrowers, referral partners, and community contacts to expand mortgage lending opportunities within the bank's service area.
- Manage residential mortgage files through each stage of the lending cycle, ensuring timely progress from application intake to final closing.
- Review financial and property documentation to support sound lending decisions and confirm alignment with applicable underwriting guidelines.
- Prepare and coordinate required mortgage disclosures and loan documents in accordance with regulatory and organizational standards.
- Work closely with internal teams and external partners to resolve file conditions, clear exceptions, and maintain momentum on active loans.
- Promote mortgage products by identifying customer needs, presenting suitable financing options, and helping drive new loan production.
- Maintain accurate loan records, payoff details, and supporting documentation throughout the administration process.
- Monitor compliance requirements tied to licensing, registration, and residential lending practices to support audit-ready files.