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Attorney Residential Mortgage Servicing Attorney
Job Description
Attorney - Residential Mortgage Servicing Attorney Charlotte, North Carolina;Dallas, Texas; Plano, Texas
- To proceed with your application, you must be at least 18 years of age.
- Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/Charlotte/Attorney---Residential-Mortgage-Servicing-Attorney\_26034345)
- Bank of America employees are required to meet all
- posting eligibility requirements
- prior to applying for any new position.
- Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/Charlotte/Attorney---Residential-Mortgage-Servicing-Attorney\_26034345) Refer a friend
- To proceed with your application, you must be at least 18 years of age.
- Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/Charlotte/Attorney---Residential-Mortgage-Servicing-Attorney\_26034345)
- Bank of America employees are required to meet all
- posting eligibility requirements
- prior to applying for any new position.
- Acknowledge (https://ghr.wd1.myworkdayjobs.com/Lateral-US/job/Charlotte/Attorney---Residential-Mortgage-Servicing-Attorney\_26034345)
- Job Description:
- At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.
We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
- Job Description:
- This job is responsible for providing legal counsel to multiple Front Line Units regarding the servicing of residential mortgage loans, including servicing of custom mortgage loan products.
Key responsibilities include providing specific legal advice on products, services and certain legal actions including loss mitigation, workouts and loan modifications. Job expectations include reviewing legal contracts and documents and conducts legal research.
- Responsibilities:
- + Analyzes legal issues and implications on consumer banking and wealth management products, services, and regulatory matters + Communicates clear, concise, actionable, and business-informed legal advice, including occasionally to leadership + Interprets rulings, laws, and regulations from a compliance and business control standpoint + Drafts, reviews, and/or negotiates complex legal documents, such as engagement letters, debt agreements, offering documents, and legal opinions + Gathers, assesses, and evaluates information from various sources to make a judgment or inference + Supports company responses to government agency examinations and investigations, enforcement actions, private complaints, and litigation + Provides legal support for residential mortgage servicing, including the wealth management residential mortgage servicing business GWIM Consumer Special Asset Group (GCSAG) default servicing for Custom mortgage, as well as additional support for Custom mortgage + Supports client escalations, daily advice to the wealth management residential mortgage servicing business, Dodd Frank compliance, servicing questions, legal/compliance matters related to default servicing and general legal advice •
Required Qualifications:
- + Bar Admission in at least one state (active/good standing) + Minimum 7 years legal/compliance experience in mortgage industry + Experience with custom residential mortgage loan documentation
- Desired Qualifications:
- + Experience with high net worth residential mortgage servicing + Experience with high net worth mortgage lending (sales, underwriting, products and programs, client escalations) + Experience with custom residential mortgage loan documentation + Familiarity with estate planning trust types, LLCs, LPs and related issues (i.e. title vesting)
- Skills:
- + Advisory + Influence + Interpret Relevant Laws, Rules, and Regulations + Policies, Procedures, and Guidelines + Risk Management + Critical Thinking + Decision Making + Issue Management + Legal Drafting and Writing + Regulatory Compliance + Attention to Detail + Collaboration + Executive Presence + Legal Structures and Legal Forms + Problem Solving
- Minimum Education Requirement:
- Doctorate degree in related field
- Shift:
- 1st shift (United States of America)
- Hours Per Week:
- 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws.
The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your "Know your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) " poster. View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason. Investment products offered through MLPF&S and insurance and annuity products offered through
MLLA:
- Are Not FDIC Insured
- Are Not Bank Guaranteed
- May Lose Value
- Are Not Deposits
- Are Not Insured by Any Federal Government Agency
- Are not a condition to Any Banking Service or Activity
- Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser,
- Member SIPC
- and a wholly owned subsidiary of BofA Corp.
Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation. Trust, fiduciary and investment management services are provided by Bank of America, N.A., Member FDIC and wholly owned subsidiary of Bank of America Corporation ("BofA Corp."). Bank of America Private Bank is a division of Bank of America, N.A. Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. © 2026 Bank of America Corporation. All rights reserved.
Benefits
- Dental Insurance