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Treasury Management Product Manager
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Job Description
- Location: Memphis, TN | Birmingham, AL | Atlanta, GA | Charlotte, NC | Lafayette, LA | Knoxville, TN | Nashville, TN | Houston, TX | Little Rock, AR | Tampa, FL
- Weekly Hours: Monday - Friday 8:00am - 5:00pm
- SUMMARY
- We're seeking an experienced Product Manager to join the Treasury Management division, focusing on Treasury Management Revenue Management.
This role will oversee a portfolio that includes pricing optimization tools, earnings credit (ECR) strategy, account analysis, and pricing governance across all TM service offerings. The ideal candidate will work within a dynamic team of product managers and developers, demonstrate product mastery, enhance client experience, financial acumen, cross-functional leadership to ensure the bank delivers competitive and profitable services. The product manager will be responsible for:
+ Product Strategy & Portfolio Leadership
+ Pricing & Profitability Management
+ Product Development & Lifecycle Management
+ Client Experience & Market Positioning
+ Cross‑Functional Leadership
+ Performance Management & Analytics
- ESSENTIAL DUTIES AND RESPONSIBILITIES
- _Product Strategy & Portfolio Leadership_
- + Own the multi‑year product strategy for TM pricing and profitability frameworks. + Monitor market trends, regulatory developments, and competitive dynamics to inform product direction and pricing strategy. + Drive innovation in pricing/forecasting capabilities, and automated optimization features.
- _Pricing & Profitability Management_
- + Oversee pricing strategy for TM products, ensuring alignment with enterprise profitability goals.
Work with internal partners to provide competitive pricing for all TM services and customers.
+ Lead governance for pricing models, discounting frameworks, and exception management process.
+ Partner with Finance and internal lines of business to manage deposit ECR strategy/rates and participate in driving balance growth/stability.
+ Develop analytics and dashboards to track product profitability, client behavior, and pricing effectiveness.
- _Product Development & Lifecycle Management_
- + Define product requirements, user stories, and success metrics for technology and operations partners. + Ensure all products meet regulatory, compliance, and risk management standards. + Maintain strong operational controls and support continuous improvement of processes and systems.
- _Client Experience & Market Positioning_
- + Collaborate with Sales, Relationship Management, and Client Specialist teams to understand client needs and translate them into product enhancements. + Develop value propositions, competitive positioning, pricing sensitivities, and go‑to‑market strategies for TM solutions. + Support strategic client engagements, including pricing negotiations, RFP responses, and complex deal structuring.
- _Cross‑Functional Leadership_
- + Partner with Technology, Operations, Corporate Treasury, Finance, Risk, and Compliance to deliver scalable, reliable, and compliant solutions. + Serve as the primary business owner for TM pricing/profitability engines and account analysis systems. + Work with internal parties including Sales, Finance, and Accounting to deliver pricing tools for TM services.
- _Performance Management & Analytics_
- + Track product performance, client adoption, operational metrics, and financial outcomes. + Use data to identify opportunities for optimization, automation, and improved client experience. + Prepare executive‑level reporting and business cases for investment decisions.
- SUPERVISORY RESPONSIBILITIES
- While the Treasury Management Product Manager does not have direct supervisory responsibilities, this role requires strong partnership and collaboration skills.
The successful candidate will:
+ Engage and collaborate with cross-functional teams, including Sales, Marketing, Operations, and IT, to drive product initiatives and align strategies.
+ Act as a liaison between stakeholders to ensure seamless communication and execution of product plans.
+ Influence and inspire internal teams by sharing insights and advocating for product vision and goals.
+ Coordinate with external vendors and partners to enhance product offerings and customer experience.
- QUALIFICATIONS
- To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.
Additionally, the qualifications listed below are representative of the knowledge, skills, and/or abilities required in this position: + 5+ years of product management experience, preferably in financial services commercial deposit products / services
+ Bachelor's degree in Business, Finance, Technology, or related field. Master's/MBA a plus.
+ Proven experience in Treasury Management, commercial deposit products and services, pricing strategy, or financial services product management
+ Deep understanding of liquidity management, deposit economics, ECR, and Account Analysis
+ Ability to translate business requirements into technical specifications
+ Strong analytical and financial modeling skills
+ Excellence in stakeholder management and cross-functional leadership
+ Ability to work autonomously with a balanced team approach, you don't need to wait for directions, but know when buy-in is critical
+ Ability to work in a fast-paced environment, managing multiple products and projects simultaneously, passionate about building meaningful, intuitive products
+ The ability to write clear, concise internal product specifications, external communications and training materials
+ Must be analytically oriented and be able to break down complex processes and explain it in simple terms to stakeholders
+ This candidate must have excellent oral and written communication skills
+ The candidate must possess excellent knowledge of the Microsoft Office products to review/read/send email, create memos/letters, spreadsheets, client presentations, flow charts, etc.
+ Must be a self-starter and be able to motivate her/his peers and influence partners in other areas to achieve common goals
- COMPUTER AND OFFICE EQUIPMENT SKILLS
- + Advanced skills in Word, Excel, PowerPoint, and Outlook for creating reports, presentations, and communications.
+ Experience with tools such as Confluence and JIRA for tracking project progress and Lucid (or Visio like solution) for creating process flows or diagrams
+ Proficiency in software like Tableau, Power BI, SQL, Oracle, or similar for analyzing data trends and generating insights.
+ Familiarity with treasury management systems and Account Analysis is preferred.
+ Certified Treasury Professional (CTP) or similar certification is a plus
- CERTIFICATES, LICENSES, REGISTRATIONS
- (
Ex:
CPA, Series 6 or 7 license, etc)
- + Certified Treasury Professional (CTP) or similar certification is a plus
- Job Identification:
- 1366
- Job Category:
- Support
- Job Schedule:
- Full time
- Degree Level:
- High School Equivalent
Benefits
- Dental Insurance