Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As Senior Business Systems Analyst within PNC's home lending organization, you will be based in Miamisburg, OH, Pittsburgh, PA, Jacksonville, FL or Dallas, TX. This position is a Senior Business Systems Analyst embedded on an Agile delivery team supporting Mortgage Loan Origination and Operational Accounting capabilities. On a day to day basis, you'll be writing and refining user stories and acceptance criteria, answering questions from developers, and helping QA validate behavior during testing. You'll spend a lot of time collaborating—clarifying requirements, reviewing defects, and validating that solutions meet business and control expectations. You'll also help identify upstream and downstream impacts when changes are made, which is critical in a highly integrated mortgage environment.

• Acts as a Senior Business Systems Analyst / Product Analyst hybrid, embedded with the MOA Agile crew, owning end to end requirements from intake through delivery across Loan Originations-related capabilities
• Serves as the primary functional liaison between Mortgage Operations, Technology, and downstream partners, translating business needs into clear, prioritized features and user stories
• Leads process analysis and solution design for complex workflows (fees, invoices, permissions, integrations), with a strong focus on usability, controls, and operational accuracy
• Partners closely with engineers and QA during sprint execution, supporting refinement, acceptance criteria, testing validation, and defect triage
• Brings a systems thinking mindset—understanding upstream/downstream impacts, data dependencies, and regulatory considerations within a highly integrated mortgage platform Required Qualifications
• Mortgage or Financial Services Systems Experience Experience supporting mortgage loan origination or related financial services systems, with exposure to fees, disclosures, approvals, or other transaction driven workflows.
• Business Systems Analysis in Integrated Environments Proven experience as a Business Systems Analyst working with multiple integrated applications, including understanding data flows, dependencies, and downstream impacts of system changes.
• Agile Delivery Experience Demonstrated experience working on Agile delivery teams, including gathering requirements, writing user stories and acceptance criteria, supporting sprint execution, and partnering with technology and QA teams.
• Complex Business Rules and Configuration Experience Experience analyzing and documenting complex business rules, system configurations, calculations, validations, or permission models in enterprise applications.
• Risk, Controls, and Operational Awareness Experience working in regulated environments with an understanding of operational controls, audit considerations, error handling, and production support impacts.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in

STEM OPT

for this position. Job Description Participates in analyzing business requirements and production specifications for changes made to technology applications. Formulates and defines the system scope and objectives, based on user needs and business processes . Directs business process improvement projects for internal business groups, aiming to improve business results . Identifies and documents all system constraints, implications and consequences of various proposed system changes . Provides recommendations for addressing and resolving business issues, for a specific business group . PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Acceptance Testing, Application Development, Business Management, Customer Solutions, Design, Financial Systems, Group Problem Solving, Mortgage Lending, Process Improvements, Release Management, Software Solutions, User Experience (UX) Design, User Story Competencies Business Assessment, Business Process Modeling, IT Environment, IT Project Management, Requirements Analysis, Technical Writing/Documentation, Workflow Analysis Work Experience Roles at this level typically require a university / college degree, with 2+ years of relevant professional experience. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s)

Pay Transparency Base Salary:

$63,750.00 - $127,500.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Application Window Generally, this opening is expected to be posted for two business days from 07/31/2026, although it may be longer with business discretion. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com . Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com . Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.