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FT
First Tech Federal Credit Union
SVP, Commercial Lending
Career Insights for Vice President (General)
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Based on Massachusetts data
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What they do
A Vice President is a high-level manager at a company of organization. Often reports to the President of the company or organization, and sometimes oversees the entirety of one division, department, or sector.
$224,411 / year median in Massachusetts
-7% projected decline
Job Description
SVP, Commercial Lending First Tech Federal Credit Union flex time, 401(k) United States, Massachusetts, Marlborough Jul 15, 2026 Description The Senior Vice President of Commercial Lending leads the commercial lending division, driving growth, profitability, and risk management while delivering exceptional service to business members. This role sets the strategic direction for commercial lending, leveraging innovative products, disciplined governance, operational rigor to support responsible expansion. Here's what you can expect from the job and what you need to be successful: Job Duties Develop and implement sound business lending policies and procedures in compliance with NCUA and other regulations.
Oversee a diverse commercial loan portfolio, ensuring growth, profitability, and prudent risk management.
Lead and mentor commercial lenders, portfolio managers, credit analysts, and loan operations staff, ensuring clarity of goals and high performance.
Drive proactive business development strategies to attract new business members and expand commercial lending opportunities.
Cultivate relationships with business owners, COIs, developers, and external stakeholders to support member and community economic growth.
Develop innovative commercial lending products and programs that meet evolving business needs and enhance financial empowerment.
Represent the credit union at community, civic, and reinvestment functions to strengthen reputation and continue to build deep community ties.
Oversee commercial loan structuring, underwriting, approval, and closing practices to ensure compliance with policy, regulation, and best practices.
Maintain and update credit risk rating systems, monitor delinquency reports, and manage watch lists for high-risk loans.
Collaborate with risk management and auditors to ensure thorough loan reviews and compliance with internal and external standards.
Provide leadership, training, and support to staff, reinforcing a culture of superior member service and accountability.
Stay informed on market trends, economic conditions, competitive lending programs, and regulatory changes, adjusting strategy as needed.
Review and update commercial lending policies, procedures, and board level guidelines to maintain alignment with industry best practices.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Essential Skills Minimum 12 years' experience within commercial lending division, driving growth, profitability, and risk management.
Minimum 10 years' experience as a people leader, leading a diverse team including hiring, coaching and performance management.
Advanced knowledge of commercial, construction, real estate, SBA, and consumer loan processing functions.
Deep expertise in state and federal lending regulations, compliance, and commercial credit risk management.
Strong financial analysis capabilities, including financial statement review, tax return analysis, and credit structuring.
Proven ability to attract, develop, and retain top lending talent.
Excellent verbal, written, organizational, and decision making skills.
Demonstrated success driving results and fostering trusted relationships with members and stakeholders.