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Two Harbors Investment Corp.

Cash Operations Analyst

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What they do

An Operations Analyst analyzes systems and processes in an organization or business and uses findings to help solve problems and improve management. Uses advanced statistical and mathematical models and computer software to analyze a wide variety of data; collaborates with other analysts and with the management of an organization.

$74,965 / year median in South Carolina

+9% projected growth

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Job Description

Cash Operations Analyst Req #309 446 Wrenplace Rd, Fort Mill, SC 29715, USA Apply Share Job Description Posted Friday, September 4, 2026 at 12:00 AM RoundPoint is a fully integrated, non-bank mortgage servicing company with offices located in Fort Mill, SC, Dallas, TX. Our lines of business include loan origination, loan servicing, and the purchase and sale of Mortgage Servicing Rights. As a Cash Operations Analyst within the loan servicing division, you will be supporting the Cash and Investor Reporting department expanding our capabilities to offer a best-in-class customer experience while managing large scale servicing acquisitions and transfers. The Cash Operations Analyst assists the Cash and Investor Reporting department by performing tasks ranging from transaction processing, exception analysis to ensure account record accuracy, process improvement deliverables, account and process level root cause analysis, and vendor payment channel and process oversight to ensure adherence to regulatory guidelines. The Cash Operations Analyst will work closely with other teams across the organization to ensure compatibility of business processes. Finally, as part of the team, you will be looked towards to establish team culture, tools, processes, and to continuously build a better operating platform.
Responsibilities:
Resolve account level and portfolio level issues and ensure exception volume and aging is maintained within SLAs, guidelines, and risk tolerances Ensure systems are optimally configured to support loan-servicing operations based on the needs of our clients, business partners and investors Leverage technologies available to process transactions accurately and efficiently Analyze transactional data to identify situations where actual results differ from expected results Conduct account and process level analysis utilizing knowledge of mortgage servicing processes to assist in process improvement initiatives Monitor automated business processes involving an average of 5000+ transactions daily that has impact on borrower credit, portfolio metrics, and regulatory requirements Isolate, model, and replicate complex issues using tools available to understand, present and resolve issues. Collaborate and interact with vendors and other business units to integrate internal and external processes Build strong relationships with investors, clients, and other internal customers by serving as a point of contact for deliverables, questions and issues Support management by providing qualitative insights to trends and exceptions, and process deficiencies, and assisting with the execution of enhancements and/or new controls Assist with special projects required to meet the department goals, objectives and any other duties as assigned to meet department goals and objectives Maintain professional and technical knowledge by attending educational workshops or classes; as well as completing internal training and development to meet all RPMS compliance requirements
Qualifications:
Required:
BA/BS or 3-5 years' experience in accounting or financial services related field. Advanced MS Excel proficiency Intermediate MS Office proficiency The ability to quickly learn new systems and business processes Proven data, research, and problem-solving skills, with the ability to synthesize information and communicate insights effectively Aptitude to carry out duties accurately and timely in a fast-paced deadline driven environment Exceptional organizational skills, with a high attention to detail and the ability to keep track of both the high-level progress and the small details Ability to communicate in professional manner when dealing with peers of own department, vendors, inter-company contacts, and investors Ability to manage change and navigate company structure Desire to perform operational, analytical and governance related activities Motivation to draw in additional work with limited direction Capability to comprehend servicing regulations, investor guidelines, and other applicable agreements A team-oriented mindset, thriving in an environment that's collaborative, challenges the status quo and celebrates change Ability to manage change and navigate company structure
Desired:
Mortgage servicing background with Investor Accounting experience Certification from the Mortgage Bankers Association or other related professional organizations is a plus. Prior 3-5 years' experience within the financial industry. Secondary Marketing experience desirable. MSP (Black Knight product) experience/knowledge is desired. Mortgage servicing background with Investor Accounting experience Certification from the Mortgage Bankers Association or other related professional organizations is a plus SQL reading or writing capabilities Physical Demands & Working Conditions The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of their role. Ability to communicate effectively through speech and hearing, both in-person and over the phone. The employee is required to sit for extended periods of time and is occasionally required to stand and walk. Remaining in a stationary position for extended periods, frequently sitting but occasionally involving standing or walking short distances; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl. Regular use of hands and fingers for tasks like keyboarding, operating office equipment, and filing documents. Ability to lift and move objects weighing up to 10 pounds, and potentially up to 20 pounds occasionally. Ability to observe details at close range, such as viewing a computer screen, reviewing documents, and performing data analysis. The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present. About RoundPoint Mortgage Servicing LLC RoundPoint Mortgage Servicing LLC is a fully integrated, non-bank mortgage company, with a subservicing portfolio of approximately 900,000 loans. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (
NYSE:
TWO), reaffirming its commitment to MSR as core and essential to our business strategy and our future. A combined Two Harbors and RoundPoint capitalizes on the strengths of both companies, adding significant value for stakeholders through operational and cost efficiencies, as well as the ability to participate more fully in the mortgage finance space as opportunities arise. Founded in 2009, Two Harbors has grown into a leading publicly traded residential mortgage real estate investment trust (mortgage REIT). We leverage our core competencies of understanding and managing interest rate and prepayment risk to invest in our Agency residential mortgage-backed securities (RMBS) and mortgage servicing rights (MSR) portfolio, with the objective of delivering attractive risk-adjusted returns to our stockholders. Location Fort Mill, SC Employee Status Regular Travel No Telecommuter Position No Job Details Job Family Cash Processing Pay Type Hourly Scan this QR code and apply! Download 446 Wrenplace Rd, Fort Mill, SC 29715, USA