A Residential Community Manager manages operations for an apartment community. Responsible for the maintenance and profitability of the apartment community. May provide information about the community to prospective residents, troubleshoot issues with the buildings and community residents. May also review and approve new lease applications, or be responsible for negotiating and closing sales.
High School Diploma or equivalent. Minimum 1-2 year experience in residential mortgage or similar professional office environment that included some form of related residential mortgage processing. Candidates should have a basic working knowledge of the mortgage industry and regulations. Must comply with all registration requirements under the SAFE Act.
Skills :
Proficient in English, written, verbal and interpersonal communication skills. Strong time management skills, proficient PC skills including Microsoft office. Thorough knowledge of bank products and services. Ability to manage multiple tasks in a fast-paced, changing environment with professionalism and courtesy. Excellent analytical, reasoning, organizational, and time management skills. Detail oriented with high accuracy. Knowledge of Origination Systems including Encompass 360. General Responsibilities The Closer - Residential and Consumer Lending is responsible for preparing accurate loan closing documents in order to have a fully compliant, portfolio and saleable mortgage loan. Essential Duties and Responsibilities Verify that required, accurate closing documentation needed to close are in the file Communicate, as point of contact, with borrower about closing schedule and answer questions about closing. Prepare compliant closing disclosure that adheres to
TILA/RESPA
requirements. Communicate with title companies to gather information for accurate closing disclosure preparation and coordinate delivery of the documents. Communicate with the title company on outstanding closing conditions required to fund the loan Verify that closing documents are signed and dated accurately and according to lender instructions. Prepare funds requests so that mortgage loan funds are delivered to the title company for funds disbursement. Coordinate with other associates to create seamless closing process for customer. Implement company processes during closing process for highest level of customer service Review post-closing packages and prepare loans for final investor purchase. Board portfolio loans to bank core operation system. Responsible for reviewing Closing Disclosure, Hazard and Flood Insurance binders prior to funding. Responsible for completing Flood worksheets and verifying Flood and Hazard Insurance coverage to ensure adequate coverage and subject property. Responsible for completing funding sheets and loan set up sheets so that new loans can be entered into the Bank's Core system. Scan all legal files to Encompass and ship all secondary market loans to investors electronically according to each investor's checklist. Complete closed loan file review using Sold Loan Document Review Checklist. Follow up, review, scan and submit all final documents for each secondary market loan to all investors. Track, clear, and upload all suspense items from all investors within time frame given. Adheres to proper regulatory compliance practices inherent in this position's responsibilities by following departmental policies and procedures, completing compliance training as assigned and questioning any areas of uncertainty regarding proper regulatory processes. Core Competencies Operational excellence, execution and follow-through, delegation, regulatory knowledge, adaptability, cross-functional collaboration and strong ownership. Maintains a thorough understanding of the regulatory landscape governing residential lending and ensures operational practices reflect current requirements. Works effectively across departments and functional areas, building productive relationships to ensure alignment and coordinated execution. Ancillary Duties Perform tasks which are supportive in nature of the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances. Job Location All levels 1700 Avenue of the States Suite 301 Lakewood, NJ Equipment/Machines Telephone PC/Computer keyboard Printer Copy machine Fax machine Scanner Calculator First Commerce is dedicated to providing people, businesses, and communities in our markets with high quality products and services with superior customer service. We provide products and services through secure, user-friendly technology and customer friendly locations. Our relationships are founded in our desire to be responsive to the financial needs of our customers in an atmosphere of personal attention, professionalism, trust, integrity and fairness. First Commerce prides itself on maintaining personal communications beginning with the Board of Directors. First Commerce Bank is an Equal Opportunity Employer. All qualified applicants receive consideration for employment without regard to race, color, religion, sex, age, disability, protected veteran status, national origin, sexual orientation, gender identity or expression, genetic information or any other characteristic protected by applicable law.
