Capital Markets Credit Analyst

POSITION

: Capital Markets Credit Analyst

LOCATION

: To Be Determined - South Jordan, Spanish Fork, Logan, Tremonton

COMPENSATION

:

Salary Range:

Depending on education and experience, plus up to 15% additional performance based variable incentive compensation. The Association also offers a comprehensive benefits package including 401K (with match), paid vacation days, Holiday and Sick leave, Medical Dental and Vision Insurance, Life Insurance, Flexible Spending and Health Savings Accounts, Varied Educational Job learning opportunities.

RESPONSIBILITY

: Service a loan portfolio of large, complex commercial and mortgage loans, including participated loans with other Farm Credit Associations and commercial banks. Completes thorough financial analyses to evaluate creditworthiness, identifies emerging trends and operational impacts, prepares comprehensive credit memoranda, and monitors loan performance across the portfolio. Maintains loan files by ensuring timely receipt of accurate documentation from customers and participants. Ensures accurate reporting and compliance with Association policies and procedures. Collaborate with the Capital Markets & Portfolio Manager to recommend or approve/deny loans within delegated authority, prepare recommendations for committee review, and review legal documents. Supports team projects and may conduct collateral evaluations. Additional duties as assigned.

QUALIFICATIONS

: BA/BS degree with emphasis in accounting, agriculture, or business required. Possesses knowledge of financial accounting and financial statements, including proficiencies in GAAP prepared financial statements, complex consolidations, tax return evaluations, global cash flow analysis, and reconciliations. Will consider entry level candidates, agriculture lending experience preferred. Working knowledge and understanding of Farm Credit regulations is preferred. Strong knowledge of agriculture, accounting, business law, and economics. Ability to interact effectively with people at all levels inside and outside the organization and to communicate information clearly. Skills in planning and organization. Must be self-motivated with a good work ethic. Ability to exercise initiative and judgment. Must be proficient in the use of computers and the Microsoft Office suite of software products (i.e. Excel, Word, Windows, etc.)

GENERAL DATA

: For over 100 years, the Association has been providing agricultural lending services to borrowers in Utah and portions of Wyoming, Nevada and Arizona.

FINAL FILING DATE

: Applications will be accepted until the position is filled. To be considered for this position, please apply at www.westernagcredit.com under the 'about us'/'employment opportunities' tab. If you have any questions or need additional information, please call (801) 571-9200.

Date:

May 20, 2026 We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. EEO/AA Employer M/F/V/D