Compliance Officer

Compliance Officer We're partnered with a well-run community bank that takes a proactive approach to compliance. This is a clean organization with a strong, well-established program that focuses on identifying and addressing risk before it ever becomes a regulatory issue. This isn't a turnaround. It's an opportunity to step into a program that's been consistently well-rated across Compliance, BSA, and CRA, and keep it running at a high level while continuing to evolve alongside the bank's growth.

Key Responsibilities:

Oversee the bank's Compliance, BSA, and CRA programs Lead and develop a team of compliance and BSA analysts Serve as the primary point of contact for regulators, auditors, and examiners Manage compliance monitoring, risk assessments, and reporting processes Maintain and update compliance policies, procedures, and internal controls Oversee CRA performance, HMDA reporting, and Fair Lending activities Chair the Compliance Committee and provide regular updates to leadership Prepare and deliver reporting to the Board Provide guidance across the bank on regulatory questions, marketing reviews, and operational decisions Address consumer complaints, subpoenas, garnishments, levies, and related matters Partner with internal teams and leadership on risk identification and mitigation strategies Participate in the bank's Risk Committee and contribute to forward-looking risk assessments Oversee and enhance the bank's compliance training program

Qualifications:

7+ years of bank or credit union compliance experience with strong exposure to consumer compliance regulations Experience overseeing or supporting lending and deposit compliance programs Prior interaction with regulators and management of examinations Leadership or supervisory experience preferred Strong communication skills and ability to navigate complex or sensitive situations Self-starter comfortable operating with autonomy

Preferred Certifications:

Certified Regulatory Compliance Manager (CRCM) through the ABA Certified Community Bank Compliance Officer (CCBCO)

Key Compliance Areas of Focus:

Lending Compliance Truth in Lending Act (TILA / TRID / Regulation Z) Equal Credit Opportunity Act (ECOA / Regulation B) Real Estate Settlement Procedures Act (RESPA / Regulation X) Fair Credit Reporting Act (FCRA / Regulation V) Home Mortgage Disclosure Act (HMDA) and Fair Lending Community Reinvestment Act (CRA) Section 1071 Small Business Lending Data Collection Mortgage Servicing Rules Service Member Civil Relief Act (SCRA) Military Lending Act (MLA) Flood Disaster Protection Act Deposit Compliance Truth in Savings Act (TISA / Regulation DD) Regulation E Regulation

CC NACHA

Rules and ACH transactions Wire transfer rules (UCC-4) FDIC insurance regulations Corporate Account Takeover (CATA) Additional Compliance Areas Gramm-Leach-Bliley Act (GLBA) Privacy / Regulation P E-Sign Act Right to Financial Privacy Act UDAAP Advertising and Marketing compliance, including

CAN-SPAM

Consumer complaints management Vendor management Subpoenas, garnishments, and levies BSA/AML/Fraud oversight exposure

Compensation & Benefits:

As required by local law, Highland Consulting Group believes $90,000-$100,000+ to be a reasonable starting base compensation for this role for individuals hired into positions in geographies that require salary range disclosure. Determining compensation for this role depends upon a number of factors, including but not limited to licensure and certification requirements, office location and geographical considerations, and the individual's skill set, experience, and training. Stable, growing organization with strong performance history Flexible, family-oriented culture Resources and support to continue building out the compliance function Interested? If this sounds like something worth exploring, apply using the link or reach out directly for a confidential conversation: Rob Titterington Sr. Banking Recruiter Highland Consulting Group rtitterington@mri-hcg.com 724.837.6337

Confidentiality:

We respect your privacy and will never submit your resume without your permission. Any information shared will remain strictly confidential.

Reference:

bank1048