Contracts Underwriting Specialist

Contracts Underwriting Specialist Company:

Hopkins Management Group Location:

Union City, TN Job Type:

Full-Time Department:

Underwriting Schedule Options:

Day Shift Monday through Friday 8:00 AM - 5:00 PM Evening Shift Monday through Friday 11:00 AM - 7:00 PM Eligible for $2/hour shift differential Job Overview Hopkins Management Group is seeking a detail-oriented Contracts Underwriting Specialist to review, process, and underwrite contracts within our rent-to-own portfolio. This role evaluates dealer and customer submissions, verifies documentation, and ensures contracts meet company guidelines prior to funding approval. The ideal candidate is analytical, organized, and comfortable working in a fast-paced environment with frequent communication with dealers and customers.

Responsibilities:

Contract Review & Underwriting Review and underwrite incoming contract submissions for rent-to-own programs Verify accuracy and completeness of all required contract documentation Evaluate dealer and customer profiles against underwriting guidelines Calculate and confirm rent-to-own terms, rates, and payment structures Ensure compliance with company underwriting policies and procedures

Dealer & Customer Communication:

Communicate approvals, conditions, and correction requests by phone and email Maintain professional relationships with dealers and customers Provide excellent customer service and support throughout the approval process

Administrative & Compliance Duties:

Maintain accurate underwriting records and contract statuses Monitor funded contracts for ongoing compliance with program requirements Assist with internal reporting and documentation management

Qualifications:

Required Qualifications Minimum of 2 years of experience in underwriting, contract review, or financial services Strong analytical and decision-making skills Excellent attention to detail and organizational abilities Ability to manage a high volume of contracts accurately and efficiently Strong communication and customer service skills Proficiency in Microsoft Office applications Preferred Qualifications Experience with rent-to-own programs Experience with dealer management systems Associate's or Bachelor's degree in Business, Finance, or related field What We Offer Competitive hourly pay Shift differential opportunities Health, dental, and vision insurance Paid time off and company holidays Stable, growth-oriented organization Collaborative and professional work environment Ideal Candidate This role is ideal for someone with a positive, high-energy personality who enjoys working with people while making sound underwriting decisions. Daily communication with dealers and customers is a major part of the position. Work Location Union City, Tennessee In-office position

Pay:

$15.00 - $19.00 per hour

Benefits:

401(k) Dental insurance Health insurance Paid time off Vision insurance

Work Location:

In person