VP, Portfolio & Underwriting (Alternative Energy)

First Job Previous Job 14 of 10,000 Next Job Last Job Between $150k and $227k Per Year VP, Portfolio & Underwriting (Alternative Energy) Pathward, N.A.

Occupation:

Insurance Underwriters

Location:

Sioux Falls, SD - 57197 Positions available: 1 Job #: 5802882004

Source:

Pathward, N.A.

Posted:

02/18/2026

Web Site:

www.pathward.com Onsite /

Remote:

Work at home all of the time

Job Type:

Full Time Job Requirements and Properties Help for Job Requirements and Properties. Opens a new window. Telework & Remote Full Time Schedule Full Time Job Description Help for Job Description. Opens a new window. About the

Role:

The VP, Portfolio and Underwriting sets and maintains the organization's credit culture while leading the underwriting of all new business transactions. The role develops and implements credit origination practices grounded in internal and external data, Program Standards, and industry regulations. This leader oversees underwriting and portfolio teams responsible for transaction evaluation, customer monitoring, risk rating, portfolio exposure analysis, and performance reporting. The VP also partners cross-functionally with legal, operations, and other business units, contributes to workout strategies, and is accountable for training and developing a high-performing underwriting and portfolio team.

What You Will Do:

• Oversees day-to-day operations of the Underwriting & Portfolio teams, including all Account Executives and Commercial Underwriters.
• Performs full managerial duties, including hiring, performance evaluations, coaching, discipline, and staff development.
• Ensures prudent, efficient underwriting by reviewing credit narratives and approving transactions within delegated authority limits.
• Manages department-level reporting exceptions and establish debtor credit limits exceeding individual approval authority.
• Maintains compliance with credit quality standards, including revenue targets, funding ratios, approval ratios, and portfolio performance metrics.
• Manages credit origination scorecards and approval authorization levels.
• Develops, documents, and maintains departmental policies and procedures; ensure periodic reviews and proper application of risk ratings.
• Utilizes CID and related systems to guide and oversee all facets of the underwriting process.
• Collaborates with BDOs and Revenue leaders to structure proposal letters and provide final approval for all proposals issued; support training of BDOs alongside the Revenue leadership team.
• Partners with Revenue leadership to support sales alignment and funding objectives.
• Works with Collections, Asset Management, and Legal to develop strategies for resolving distressed, delinquent, or troubled accounts.
• Collaborates with the Data Analytics team to develop portfolio reporting, monitor origination trends, and refine credit origination metrics.
• Coordinates responses to internal and external auditor requests and ensure compliance with documentation and reporting requirements.
• Other duties as assigned.

Additional Information Help for Additional Information. Opens a new window.

What You Will Need:

• Bachelor's degree or equivalent education and work experience. Master's degree preferred.
• Typically 12+ years with bachelor's or equivalent.
• Ability to effectively lead others.
• Excellent verbal and written communication skills.
• Ability to manage multiple, competing priorities.
• The ability to partner and influence at various levels, both internally and externally.
• Alternative Energy Portfolio, Underwriting or Asset Management experience
• Prior people leadership

Preferred Skills:

• Prior OCC regulated bank experience
• 10+ years of interdisciplinary commercial finance experience (Alternative Energy, C&I, CRE)
• Experience leading several, cross-functional teams with an emphasis on Alternative Energy The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range:

$150,000 - $227,000 The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future. This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life ins Visit the Employer site for more details