We use cookies to collect data while you use this website. The cookies we gather allow us to give you the very best experience. To learn more about how we use cookie data, visit our cookie notice.

Please Note:

Essential cookies will continue to be used on our site, even if you select "Reject Cookies", as essential cookies are required for our site to perform its basic functions. Please select Adjust Cookie Settings for additional information on the types of cookies we use and/or to tailor your selections. You can edit your preferences at any time by selecting Cookie Preferences in the sites footer. Accept CookiesReject CookiesManage Settings Skip to main content Careers Search Jobs Why Citi Early Career Talent Networks Senior Vice President

• Credit Portfolio Senior Officer
• Hybrid Apply (opens in new window)

Job Req Id:

26981169 Location(s):

Wilmington, Delaware, United States, Atlanta, Georgia, United States, Schaumburg, Illinois, United States Job Type:

Hybrid Posted:

Oct. 19, 2026 Discover your future at Citi Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact. Job Overview The Credit Portfolio Senior Officer I is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally.

Responsibilities:

Lead key business projects and the implementation of initiatives related to policy governance and manage policy exceptions/approvals and entries Focus on process improvement and creating efficiencies by ensuring an effective approach and partnership with Audit management and apply consumer risk function knowledge (e.g., scoring and segmentation techniques and their uses) Conduct gap analyses and remediation work of any misalignments for policy changes Ensure test and significant credit changes are adequately reported and tracked and Peak Ending Net Receivables (ENRs) are adequately approved and stored systemically Provide regular feedback on all initiatives, tracking, reviews and reporting emerging trends and opportunities to senior management Establish cross-functional partnerships and networks to contribute to and execute cross-functional and business initiatives, such as developing/maintaining infrastructure through partnership with the Centralized Risk Infrastructure team Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

10+ years of experience in credit risk management or equivalent training and experience preferably in the financial services industry Experience in people management and leadership Working knowledge of SAS or SQL programming and MS Office software proficiency required Consistently demonstrate clear and concise written and verbal communication Demonstrated ability to view data holistically and remain detail oriented to synthesize, prioritize and deliver results with urgency Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation and strategic skills Proven ability to obtain support and buy-in across a wide range of internal and external audiences Demonstrated work ethic and influencing skills

Education:

Bachelor's degree/University degree or equivalent experience Master's degree preferred

Working Environment:

office setting, minimal travel required.

Effort:

minimal physical effort required.

• Job Family Group:

  Risk Management

• Job Family:

  Portfolio Credit Risk Management

• Time Type:

  Full time

• Primary Location:

  Wilmington Delaware United States

• Primary Location Full Time Salary Range:

  $144,480.00
• $216,720.

00 In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

• Most Relevant Skills Analytical Thinking, Credible Challenge, Governance, Policy, Procedure, and Regulation, Portfolio Analysis, Risk Management Lifecycle.
• Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.

• Anticipated Posting Close Date:

  Aug 26, 2026
• Automated Processing and AI We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening.

Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi. Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details. Illinois residents

• AI Notice and Right (opens in new window)
• Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (opens in new window) . View Citi's EEO Policy Statement (opens in new window) and the Know Your Rights (opens in new window) poster. Apply (opens in new window) Share this job X opens in new window Facebook opens in new window LinkedIn opens in new window Global Benefits Discover the top benefits offered to our global workforce, designed to support your well-being, growth and work-life balance. Explore a few of the highlights that make working with us rewarding. Learn About Global Benefits Explore More Jobs Application Development Lead Java Back-End Engineer

• Vice President New York, New York Intmd Assoc Exec Resp Analyst
• B11 Multiple Locations VP
• Rewards Reengineering
• Strategy and Analytics Multiple Locations Cash Trade Process Representative Irving, Texas Early Career Talent Network Sign up to receive personalized job matches based on your skills and interests.

We'll help you discover opportunities that align with your goals. Join Early Career Network (opens in new window) Career Professionals Talent Network Sign up to receive tailored job matches based on your skills and experience. Discover opportunities that align with your ambitions. Join Career Professionals Network HOME Search Jobs Upload Resume (opens in new window) Manage Application (opens in new window) Recruitment Scam Awareness (opens in new window)

WHY CITI

About Us People, Engagement and Inclusion

EARLY CAREER

Early Career Overview Events Pre-Internships Internships Full-Time Programs Apprenticeships

NETWORKS

Early Career Talent Network (opens in new window) Career Professionals Talent Network (opens in new window) Citi Alumni Network (opens in new window) X Facebook YouTube LinkedIn Instagram Glassdoor Privacy Notice at Collection Terms Additional Terms Cookie Notice Cookie Preferences Sitemap Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (opens in new window) . View Citi's EEO Policy Statement (opens in new window) and the Know Your Rights (PDF) (opens in new window) poster. Citigroup.com is the global source of information about and access point to financial services provided by the Citi family of companies. © 2026 Citigroup, Inc. All rights reserved. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.