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Realign LLC

Payment Processing

Job Description

Payment Processing Realign LLC Milford, OH Job Details Full-time $47,000 a year 18 hours ago Qualifications Electronic fund transfers Financial data reconciliation Microsoft Outlook Spreadsheets DevOps Bank transfers English SWIFT Full Job Description Milford, Ohio 45150 Posted October 2nd, 2026
Job Type:
Full Time Job Category:
IT Job Description Role - Payment Processing Location - Milford, Ohio FTE Job Description We are seeking a detail-oriented and customer-focused Payment Processor / Payment Investigations Analyst to join our Payments Operations team. The ideal candidate will possess strong knowledge of SWIFT payments, investigations, reconciliations, and correspondent banking operations. This role requires extensive interaction with internal stakeholders and external financial institutions to ensure timely and accurate resolution of payment-related inquiries. The successful candidate will be responsible for handling payment investigations, reconciling accounts, resolving exceptions, and ensuring adherence to operational controls and regulatory requirements while delivering exceptional client service. Key Responsibilities Investigate and resolve payment inquiries related to SWIFT message types including MT103, MT202, MT110, MT199, MT299, and other payment-related communications. Perform end-to-end payment investigations to identify root causes and ensure timely resolution of client and banking queries. Communicate with correspondent and external banks through SWIFT messaging platforms and client systems. Follow up with financial institutions regarding payment confirmations, fund recalls, beneficiary details, and transaction resolutions. Coordinate with internal operational teams, treasury, settlements, compliance, and customer service groups to expedite query resolution. Review and reconcile Nostro accounts, ensuring outstanding debit and credit entries are investigated and cleared within established service levels. Monitor payment queues and investigation cases to meet productivity, quality, and turnaround time targets. Maintain compliance with internal controls, operational procedures, risk frameworks, and regulatory requirements. Provide professional support to clients through phone, email, and other communication channels. Prepare operational reports, management information system (MIS) reports, and client-facing metrics. Identify process improvement opportunities to enhance efficiency, reduce risk, and improve service delivery. Document investigations clearly and maintain accurate records for audit and compliance purposes. Participate in ongoing training and process enhancement initiatives. Required Qualifications Associates degree in Finance, Accounting, Business Administration, Economics, or a related field preferred. 2+ years of experience in Payments Operations, Banking Operations, Wire Transfer Processing, Payment Investigations, or Reconciliation.
Strong knowledge of:
SWIFT Messaging (MT103, MT202, MT110, MT199, MT299) International Payments and Correspondent Banking Payment Investigations Nostro Reconciliations Funds Recall Processes Clearing and Settlement Systems Experience working in a high-volume transactional environment. Strong analytical and problem-solving skills with attention to detail. Excellent verbal and written communication skills in English. Ability to manage multiple priorities while meeting strict deadlines. Proficiency in Microsoft Excel, Outlook, and standard reporting tools. Required Skills DevOps Engineer
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