BASIC FUNCTION

Oversees the end-to-end financial accounting and reporting processes for the Credit Card Services division, ensuring accurate collection, analysis, reconciliation, and reporting of financial information to support operational and strategic objectives. This position is an individual contributor.

MAJOR DUTIES/ACCOUNTABILITIES

• Performs the operational accounting functions to include month-end close, journal entries, research & analysis, and financial reporting related to the credit card services division.
• Administers credit card accounting systems and ensures accuracy and completeness.
• Performs or reviews reconciliation processes, cooperating with Corporate Accounting and preparing ad hoc reconciliations as warranted, or requested by the Director of Finance.
• Coordinates the processing of monthly and quarterly external reporting to various regulatory bodies.
• Upholds internal controls across assigned accounting functions.
• Supports management in variance analysis and income statement research.
• Assists the Director of Finance and Director of Internal Audit with requests for various audits and examinations.
• Assists in annual forecasting related to the Credit Card Services division.

REQUIREMENTS / DESIRED QUALIFICATIONS

Required:

• Bachelor's degree in accounting or finance.
• 5-7 years of experience with credit card program operations, credit card processing, and/or credit card networks.
• Experience with SQL and data analysis tools.
• Comprehensive understanding of credit card network assessments and interchange, core platforms, and accounting principles (including billing production, reconciliations, and journal entries/retros).
• Ability to gather and manipulate data from various sources to generate, analyze, and interpret internal, external, and regulatory financial reporting surrounding credit card portfolios.
• Proficiency in Excel and other Microsoft office products.
• Strong financial reporting literacy.
• Excellent analytical and problem-solving skills, including a strong attention to detail.
• Ability to multitask and manage fluctuating priorities in a fast-paced environment.
• Ability to work independently and to exercise prudent judgment, within deadline and time-sensitive constraints.
• Good interpersonal skills and ability to work as an effective team member.
• Ability to communicate effectively, both verbally and in writing, and across all levels.

Preferred:

• Previous experience working in a financial institution.
• Familiarity with credit card network and processor billing elements and proper accounting treatment.
• Experience managing and maintaining vendor contracts.

The Major Duties/Accountabilities listed above are only a summary of the typical functions of this job, not an exhaustive or comprehensive list of all possible job responsibilities, tasks, and duties. Management may elect to assign other responsibilities, tasks, and duties associated with this position. TIB requires a comprehensive background investigation, including criminal and credit history.