The Role Reviews, negotiates, and settles Georgia automobile diminution-in-value claims. Oversees third-party vendors, evaluates work quality, resolves complaints and payment discrepancies, manages claim decisions within authority, and supports physical damage and catastrophe operations. The role requires strong communication, problem-solving, negotiation, insurance knowledge, auto damage estimating experience, an I-CAR certification, and an insurance adjuster license. Summary Generated by Built In Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity As a dedicated Physical Damage Specialist, you will Reviewing, negotiating, and settling Georgia 1st and 3rd party Diminution In Value automobile claims. Work within defined guidelines and framework, responsible for building relationships and providing oversight of our third-party vendors through virtual or in person interactions with members, claimants, and third-party personnel. Drives USAA's financial strength by ensuring accuracy and quality of third-party vendors' work product. Works to resolve problems with a focus on the mission and exceptional member experiences. This role is remote eligible in the continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site 3 days per week. What you'll do: Reviewing, negotiating, and settling Georgia 1st and 3rd party Diminution In Value automobile claims. Responsible for on-boarding, oversight, maintaining partnerships, and coaching to performance of our contractual and/or operational goals as applicable. Evaluates vendor work product to ensure quality, accuracy, and adherence to the terms and conditions of the contract. Collaborates with 3PRM on vendor footprint to balance member needs and operational resources. Responsible for complaint and payment discrepancy resolution within the vendor MOI. Provides direction as needed on borderline Total Loss situations. Accountable for providing decisions and insight on physical damage losses within authority granted and advances requests for further authority as needed. Acquires and applies advanced knowledge of P&C insurance industry products, services, contracts and internal processes and procedures to ensure compliance. Supports workload surges and/or Catastrophe Operations, as needed. Assists with managing output/throughput and associated USAA adherence guidelines affiliated with Auto Physical Damage processes (e.g., Rental, Alternative Parts Utilization, Vehicle Owner Communication, Assignment Completions). Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.

What you have:

High School Diploma or General Equivalency Diploma. 3 to 4 years auto physical damage estimating experience. Currently possess or acquire and maintain individual I-CAR Platinum Pro-Level 3 certification within 12 months of hire. Capability to prioritize, problem solve, and effectively communicate next steps and path to resolution. Effectively communicates through multiple channels to include utilization of digital tools to drive speed, accuracy, and service. Acquisition and maintenance of insurance adjuster license within 90 days and designated number of attempts. Strong oral and written communication skills What sets you apart: Experience with handling Georgia Diminution in Value automobile claims. Strong auto physical damage background Strong negotiation and conflict resolution skills US military experience gained through military service or gained as a military spouse / domestic partner Compensation range: The salary range for this position is: $77,120 - $147,390 . USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Compensation:

USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.

Benefits:

At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Read Full Description Skills Required High school diploma or General Equivalency Diploma 3 to 4 years of auto physical damage estimating experience Currently possess or acquire and maintain individual I-CAR Platinum Pro-Level 3 certification within 12 months of hire Ability to prioritize, problem solve, and communicate next steps and resolution paths effectively Ability to communicate effectively through multiple channels and use digital tools Acquire and maintain an insurance adjuster license within 90 days and designated number of attempts Strong oral and written communication skills Experience handling Georgia diminution-in-value automobile claims Strong auto physical damage background Strong negotiation and conflict resolution skills US military experience or experience as a military spouse or domestic partner USAA Compensation & Benefits Highlights The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about USAA and has not been reviewed or approved by USAA. About This Summary Retirement Support — Retirement offerings combine an up-to-8% 401(k) employer match with a company-funded cash-balance pension. Feedback suggests this blend is a standout component of the total rewards package. Healthcare Strength — Health coverage is broad, including medical, prescription, telehealth, behavioral health, dental, vision, life insurance, and disability. Wellness resources and, in some locations, on-site clinics and fitness centers further reinforce the offering. Leave & Time Off Breadth — Paid time off spans vacation, company holidays, bereavement, volunteer hours, and military leave, with some postings indicating roughly 34-35 days in total. Eligible full-time employees also have access to fully paid parental leave for up to 12 weeks. Learn more about USAA's Compensation & Benefits → USAA Insights What's It Like to Work at USAA? USAA Culture & Values USAA Career Growth & Development What's the Work-Life Balance Like at USAA? USAA Leadership & Management USAA Company Growth, Stability & Outlook View all jobs at USAA View USAA Profile Report Job