We are looking for an experienced Compliance Officer to support a community bank in Fort Lauderdale, Florida by leading its consumer regulatory compliance efforts. This management-level individual contributor role offers visibility across lending, deposit services, and other operational areas, with a strong focus on strengthening oversight and reducing regulatory risk. The right candidate will be able to interpret consumer banking requirements, assess how they apply in day-to-day operations, and turn those expectations into practical controls, guidance, and reporting for leadership.

Responsibilities:

• Oversee adherence to federal and state consumer banking regulations across lending, deposit functions, and related business activities.
• Design and maintain a structured monitoring program that helps identify compliance gaps and supports timely corrective action.
• Assess existing controls to determine whether compliance risks are being measured and managed effectively.
• Perform targeted reviews, risk evaluations, and audit-related testing to examine regulatory exposure in key operational areas.
• Examine customer disclosures, internal policies, procedural documents, and operational workflows to confirm regulatory alignment.
• Identify weaknesses or potential violations and recommend practical solutions to improve controls and reduce risk.
• Advise business partners and management on fair lending expectations, UDAAP considerations, deposit compliance matters, Regulation GG, and other applicable requirements.
• Track regulatory changes and communicate their operational impact to leadership, including senior management and the Board.
• Deliver compliance reporting, employee guidance, and training that reinforces consistent understanding of regulatory obligations.