Credit Manager

Credit Manager Mobile, AL Job Details 1 day ago Benefits Wellness program Health insurance Dental insurance Vision insurance 401(k) matching Life insurance Qualifications Business financial process improvement Commercial banking expertise Accounts receivable Customer relationship building Credit risk assessment 5 years Financial reporting ERP systems Change management Team development Policy & process development Bachelor's degree Team management Performance Improvement (PI) Liquidity management Senior level Leadership Negotiation Credit analysis Full Job Description Turner Supply Company is hiring for a Credit Manager in Mobile, AL! About Turner Supply Company Founded in 1905, Turner Supply Company is a family-owned industrial distributor serving manufacturers nationwide. Customers rely on Turner for a comprehensive product assortment, competitive pricing, expert problem-solving, and cost-reduction programs that improve operational performance. Our leadership team actively champions our core values— Empowerment, Development, Execution, Teamwork, Innovation, and Leadership —values that helped Affiliated Distributors recognize Turner Supply as a Top Workplace in 2022 . Headquartered in Mobile, Alabama, Turner operates 10 locations across the United States. Total Rewards Turner offers a competitive pay and benefits package, including: Medical, Dental, and Vision coverage Wellness Program Company-paid Life Insurance Company-funded Health Reimbursement Arrangement (HRA) 401(k) with a generous company match

Job Title:

Credit Manager Department:

Finance FLSA Status :

Exempt Direct Report:

CFO Managerial Responsibility:

AR Department Location:

Mobile, AL -

Corporate Office Job Summary:

The Credit Manager is responsible for overseeing the company's commercial credit and collections processes to ensure timely payment while supporting profitable sales growth. This role evaluates customer creditworthiness, establishes and monitors credit limits, manages collections efforts, and mitigates financial risk associated with customer accounts. This position will build upon a strong, experienced team by introducing enhanced processes, tools, and reporting capabilities to support continued growth and operational efficiency. This is a hands-on role and will help guide the evolution of the department toward more scalable, consistent, and technology-enabled workflows. The Credit Manager partners closely with sales, operations, and leadership to balance strong customer relationships with responsible credit practices in a high-volume industrial supply distribution environment. Essential Duties and Responsibilities Commit to the company culture of quality, safety, and live by the company core values - Empowerment, Development, Execution, Teamwork, Innovation, and Leadership. Manage and develop an experienced team of 3, including the A/R Manager and 2 Credit & Collection Analysts Remain actively involved in day-to-day credit and collections activities, including direct ownership of a portion of the AR portfolio Leverage the experience of the existing team while guiding the evolution of processes and systems Evaluate workflows and improve efficiency, consistency, and scalability Introduce and support adoption of enhanced systems and tools Develop standardized procedures and documentation Oversee approval of credit applications and credit limits. Establish protocols for early identification of past due accounts, assist the AR team with collection efforts and resolving disputes where necessary. Establish AR metrics for measuring risk trendlines and assist Finance managing bank liquidity by understanding and improving the AR collateral borrowing base component submitted to secure lender monthly. Partner with sales and operations Develop policies for credit holds and periodic reviews Drive effective use of ERP and other technology tools to help streamline processes where applicable. Skills and Competencies Commercial credit analysis Accounts receivable management Risk assessment Process improvement Change management Negotiation Relationship management Financial reporting Qualifications Bachelor's degree preferred 5+ years of relevant experience Prior team leadership experience Process improvement or system experience preferred Industry experience preferred Strong financial analysis skills Knowledge of credit reporting tools ERP system experience

Travel:

Travel to customer sites as necessary

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.