Credit Analyst

Credit Analyst East West Bank - 4.2 City of Industry, CA Job Details Full-time $20 - $27 an hour 1 hour ago Benefits Opportunities for advancement Qualifications Debt covenant compliance Client relationship management Customer communication Credit risk report Accounting due diligence Cash flow analysis Microsoft Excel Refinancing (loan modification) Underwriting Project finance Financial statement analysis Mid-level Post-loan customer support Bachelor's degree Financial report interpretation Surveillance Managing banking or lending client portfolios Coordination (loan closing) Relationship management Corporate finance analysis in risk and credit Financial statement interpretation Collateral evaluation (loan underwriting) Productivity software 1 year Regulatory compliance analysis Portfolio risk management Legal compliance Surveillance data analysis Communication skills Due diligence conducted within finance

Full Job Description Introduction:

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates' potential for career advancement. Headquartered in California, East West Bank (

Nasdaq:

EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.

Overview:

We are currently seeking an Analyst in our growing CRE group to support a team of Portfolio Managers. Primary responsibilities will include assisting in transaction underwriting, credit approval process, documentation and execution, monitoring, surveillance and reporting of Commercial Banking relationships.

Responsibilities:

Monitoring of transaction level performance, financial statement analysis and covenant compliance. Assisting Portfolio Managers in underwriting Project Finance and Structured Finance transactions. Assist team in internal loan execution functions, and procedures, including credit submissions, loan closing, and loan servicing. Interact with third party service providers associated with the transactions including servicers, custodians/trustees, field examiners, attorneys, etc. Assist in evaluating numerous transaction types across a broad array of commercial asset classes, conducting analysis of the collateral, originator, servicer and developing cash flow models and loss coverage analyses. Working with Relationship Mangers and Portfolio Managers to analyze and create requisite loan memoranda to generate new loans, amendments, modifications, renewals, extensions, and waivers. Working with the team to ensure the portfolio administration and risk management of each client relationship is in compliance with established EWB credit and regulatory policy, procedure and business strategy. Assisting with due diligence/analysis with new client relationships, opportunity memos as appropriate. Promptly coordinating with Relationship Managers and Portfolio Managers to respond to borrower requests. Performing other duties and special projects as needed.

Qualifications:

Bachelor's degree or combination of education and directly related experience. 1-3 years Commercial Credit experience and/or background in Accounting is highly preferred. Knowledge of CRE including the ability to analyze tax returns, company financials and property financials is a plus. Proficient with Microsoft Office products (Excel, Word, etc.), and able to adapt and learn bank technology platforms. Able to work on multiple projects simultaneously, taking ownership of discreet tasks while working as part of a team. Strong written and oral communication skills. Excellent interpersonal skills to interact with senior management as well as clients, with focus on quality and integrity. Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time.

Compensation:

The base pay range for this position is USD $20.00/Hr. - USD $27.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.