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Job Description
Associate, Credit & Capital Solutions KBS Realty Advisors Inc - 3.5 Newport Beach, CA Job Details Full-time $100,000 - $115,000 a year 21 hours ago Qualifications Contract documentation review Contract management Contract review Financing agreements Financial model construction Presentation software Dynamic financial modeling Bachelor's degree ARGUS Enterprise Data analytics technologies Full Job Description
JOB OVERVIEW
The Associate, Credit & Capital Solutions will support the structuring, underwriting, and execution of capital markets transactions and credit investments across the firm's real estate and investment platforms. This role sits at the intersection of capital markets, credit underwriting, and asset‑level analysis, and is designed for a high‑performing professional with strong financial acumen, attention to detail, and the ability to manage multiple workstreams concurrently. The Associate will work closely with senior team members, asset management, legal counsel, and external capital partners, lenders, intermediaries, and borrowers to deliver financing solutions that support portfolio strategy, liquidity objectives, and investor requirements.
ESSENTIAL JOB FUNCTIONS
Credit & Transaction Execution Support the underwriting, structuring, and execution of debt, credit, and structured capital transactions, including: Mortgage loans (fixed and floating rate) Credit facilities and warehouse lines Mezzanine loans and preferred equity Credit and hybrid debt/equity investments Prepare transaction‑level credit materials, including offering memorandums, underwriting memos, investment summaries, and lender/investor presentations. Assist in managing transaction processes from origination through closing, including coordination with lenders, investors, intermediaries, legal counsel, and third‑party advisors. Review and summarize loan documents, term sheets, and covenant packages; track compliance with closing and post‑closing requirements. Financial Analysis & Underwriting Develop and maintain detailed financial models, including: Property‑level and portfolio‑level cash flow models Sensitivity and scenario analyses Debt sizing, coverage, and leverage metrics Analyze operating performance, lease terms, rollover exposure, and market assumptions in connection with financing and investment decisions. Support preparation of NOI analyses, accruals, and historical performance summaries used for credit review and investor reporting. Capital Markets & Investor Support Assist with investor and lender communications, including data requests, diligence materials, and follow‑up analysis. Support preparation of internal and external capital markets updates, portfolio leverage summaries, and refinancing pipelines. Coordinate with investor relations and senior leadership on materials prepared for institutional capital partners. Portfolio & Process Support Help maintain centralized tracking of loan terms, maturities, covenant requirements, and financing milestones across portfolios. Support internal reporting related to leverage, interest rate exposure, and liquidity. Contribute to process improvements, templates, and analytical tools to enhance execution efficiency and consistency across transactions. Assist in servicing credit and hybrid investments, and basic asset management of credit and hybrid debt/equity investments.
QUALIFICATIONS
Required Bachelor's degree in Finance, Real Estate, Economics, Accounting, or a related field. 2-4 years of relevant experience in commercial real estate finance, investment banking, private equity, credit, or structured finance. Strong financial modeling and analytical skills; advanced proficiency in Excel and Argus. Familiarity with loan documentation, credit agreements, and real estate financing structures. Ability to manage multiple priorities in a fast‑paced, transaction‑driven environment. Preferred Experience working with institutional lenders, investors, and capital markets professionals. Exposure to portfolio‑level financings, credit facilities, or structured capital solutions. Experience supporting investor materials, lender diligence, and credit committee presentations. Advanced proficiency in PowerPoint.
HIGHLY DESIRED
Core Competencies Strong quantitative and analytical thinking High attention to detail and organizational discipline Clear written and verbal communication skills Ability to work independently while collaborating effectively with senior team members Sound judgment and a solution-oriented approach to complex credit issues
TRAVEL REQUIREMENTS
Occasional travel may be required to attend industry conferences, tour and inspect properties, and meet with lenders and potential capital partners and borrowers.
PHYSICAL REQUIREMENTS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to walk, talk, see, and hear. Sits for extended periods of time at a computer station or work desk; stands and walks regularly throughout the day; uses hands and fingers to operate computers and office equipment for up to 8 hours each day; occasionally light lifting (up to 10 lbs.); exposed to typical office environment conditions. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perceptions and the ability to adjust focus.
MENTAL EFFORT
Ability to work independently, prioritize duties to ensure timely completion of job duties. Requires active listening, critical thinking making decisions and time management and training skills, as well as administration and management skills. Ability to interact in a courteous and professional manner at all times. Ability to be proactive and work independently (at times) is critical, but at the same time we are part of a much larger teams so the ability to collaborate is also imperative.
WORKING CONDITIONS
Indoors environmentally controlled; contact with others; face to face discussions.
HEALTH AND SAFETY RESPONSIBILITIES
Take reasonable and necessary precautions to ensure personal and others health and safety. Report to management or follow procedure as established in Safety Program any and all conditions that may be affecting the safety and health of the workplace. Report to management all occurrences that cause injury or damage to any person or property. Comply with the Company Safety Program, Policies and Procedures.
REPORTING STAFF
None
NORMAL WORKING HOURS
Monday to Friday - Business hours. Schedule may vary based on business demands.
Note:
A review of this description has excluded the marginal functions of the position that are incidental to the performance of fundamental job duties. All duties and requirements are essential job functions. This job description in no way states or implies that these are the only duties to be performed by the employee occupying the position. Employees will be required to perform any other job-related duties assigned by their supervisor. This document does not create an employment contract, implied or otherwise, other than an "at will" employment relationship.
