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First Bank

Credit Analyst

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What they do

A Credit Analyst reviews credit history and researches other records to determine if loans should be approved or credit extended to individuals or businesses. Prepares reports for banks, credit agencies and credit card companies.

$61,656 / year median in Florida

-19% projected decline

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Job Description

Description:
Summary:
Evaluates the financial condition of individuals and businesses applying for credit with the bank.
Reports to:
Chief Credit Officer Essential Duties and Responsibilities:
Analyzes loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions and financial institution files. Prepares spreadsheets, reports, summaries and opinions for bank officers on new, renewal and existing loans. Oversees and manages financial information files to assure current reports, statements, accounts receivable and other information on customer accounts. Performs credit inquiries for First Bank as requested. Establishes, reviews and updates new and existing loan files for the bank on a regular basis. Provides technical advice and assistance to loan officers as needed. Maintains regular and reliable attendance.
Requirements:
Qualifications/Requirements:
Bachelor's degree in finance or accounting preferred. Good financial analytical abilities. Six months or more experience with credit systems.