Sr. Credit Analyst
Job
Robert Half
Amesbury, MA (In Person)
Full-Time
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Job Description
Jobs › Amesbury, MA › Sr. Credit Analyst Robert Half Sr. Credit Analyst Amesbury, MA Apply Description We are looking for an experienced Sr. Credit Analyst to join a banking team in Portsmouth, Massachusetts. This position plays a key role in evaluating the financial strength of commercial borrowers, identifying credit risk, and supporting sound lending decisions. The ideal candidate brings strong analytical judgment, a solid understanding of commercial credit structures, and the ability to prepare clear, well-supported recommendations for new and existing loan relationships.
Responsibilities:
- Gather financial records and supporting documentation from lenders or borrowers to assess the strength and risk profile of commercial credit relationships.
- Examine business and personal financial statements, tax returns, and related background materials to develop thorough underwriting assessments.
- Create clear written credit analyses, financial models, summaries, and recommendations to support lending decisions.
- Verify that loan documentation is complete and confirm that collateral has been properly documented and secured.
- Evaluate collateral positions to ensure sufficient coverage and alignment with bank lending policy and underwriting standards.
- Partner with commercial lending staff to review existing relationships, support new opportunities, and recommend appropriate credit structures.
- Prepare and update loan presentations, annual reviews, modification requests, credit file notes, and other required portfolio reports.
- Maintain accurate and organized credit files for commercial borrowers while assisting with customer service and loan servicing needs.
- Support commercial lenders with underwriting, renewal reviews, and selected client interactions related to new requests and ongoing account maintenance.
- Perform assigned duties in accordance with applicable banking regulations, internal policies, and compliance requirements. Requirements
- At least 5 years of commercial credit analysis experience, including Commercial and Industrial lending exposure across moderate to large loan sizes.
- Strong knowledge of commercial lending practices, credit administration, and financial institution policies and procedures.
- Demonstrated skill in credit underwriting, loan structuring, and identifying risk within commercial loan portfolios.
- Formal credit training, underwriting platform experience, and familiarity with Loan Vantage are preferred Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies.
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