Director of Credit Risk Unsecured Installment Lending

Director of Credit Risk Unsecured Installment Lending Client Resources, Inc. Omaha, NE Job Details 1 day ago Qualifications Portfolio monitoring Statistics Bachelor's degree in statistics Credit risk assessment Bachelor's degree in finance Bachelor's degree in business Mathematics Finance 8 years SQL Bachelor's degree Task prioritization Decision making Industry knowledge of financial regulations Risk management User acceptance testing Lending Banking product expertise Root cause analysis Bachelor's degree in mathematics Data analytics tools Senior level Cross-functional collaboration Business Leadership Communication skills Project stakeholder communication Python Cross-functional communication Internal audits Bachelor's degree in data science Credit analysis Data Science Stakeholder management Database software proficiency Full Job Description The Director of Credit Risk is responsible for creating, maintaining, and monitoring credit risk strategies for this bank's Unsecured Installment Loans. This role combines analytical expertise with strong business knowledge of unsecured loan products, along with clear communication of complex topics.

Key responsibilities include:

Completing analytical work to determine best-in-class credit strategies. Moving projects through compliance and business review/approval. Managing UAT testing and creatively solving problems to manage risk while maximizing partner and customer experience. Key Accountabilities Manage the unsecured loans business within the approved risk appetite. Develop, obtain approval for, implement, and manage credit strategies for unsecured installment loan products. Independently evaluate and analyze ongoing portfolio and partner performance, identify root causes for underperformance, and maximize high performance. Clearly communicate complex analysis and strategy recommendations. Collaborate strongly with cross-functional stakeholders to advance the unsecured installment loan business. Work closely with Product, Technology, and Business teams to ensure quality and compliance of credit strategies. Maintain a holistic view of how partner, product, term, and channel impact expected credit performance. Support ongoing internal and external audits by maintaining strong documentation. Education & Experience Bachelor's degree in Statistics, Data Science, Mathematics, Finance, Business, or related field (advanced degree preferred). 8+ years of experience in credit analytics, risk management, or a related field. 3+ years experience with analytical tools (e.g., SQL, Python). Knowledge & Skills Demonstrated expertise in understanding and developing credit strategies. Strong knowledge of industry regulations and compliance requirements. Exceptional communication and leadership skills, with the ability to influence stakeholders at all levels. Ability to resolve highly complex or unusual business problems. Proven track record of sound decision-making. Ability to manage competing and complex priorities, particularly in fast-paced environments.