Credit Analyst

Description Overview Seeking a seasoned Credit Analyst with strong experience reviewing customer financial statements and establishing, monitoring, and adjusting credit limits in an industry or corporate environment. This role partners closely with Sales, AR, and Finance to balance risk management with business growth. Candidates from banking, lending, or financing institutions are not a fit. Key Responsibilities + Analyze customer financial statements (balance sheet, income statement, cash flow) to assess creditworthiness + Establish, review, and adjust customer credit limits based on financial risk and payment history + Make credit approval recommendations for new and existing customers + Monitor customer exposure, aging, and risk trends + Partner with Sales and AR to support revenue while managing credit risk + Resolve credit holds and provide guidance on payment terms and limits + Maintain accurate credit documentation and compliance with internal policies Preferred Background + Senior credit experience in manufacturing, distribution, wholesale, chemicals, construction, or similar industries + Experience supporting trade credit (not consumer or commercial lending) + Strong financial statement analysis and risk assessment skills Requirements Qualifications + 5+ years of credit analysis experience in a corporate / industry setting + Strong understanding of: + Financial ratios and credit risk indicators + Payment trends and customer exposure + Credit policy and internal controls + ERP experience (SAP, Oracle, NetSuite, JD Edwards, Dynamics, etc.) + Advanced Excel skills preferred Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "," you're agreeing to Robert Half's Terms of Use (https://www.roberthalf.com/us/en/terms) and Privacy Notice (https://www.roberthalf.com/us/en/privacy) .