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Commercial Credit Manager
Job
AppleOne
Memphis, TN (In Person)
Full-Time
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Job Description
Job Summary We are seeking a hands-on Commercial Credit Manager to lead credit risk management and oversee a small AR/Credit team. This role is critical in protecting company assets while supporting business growth through sound credit decisions. This is a high-impact, high-visibility role requiring someone confident, analytical, and assertive in enforcing credit policies. Key Responsibilities
- Develop, implement, and enforce credit policies aligned with company goals
- Review and approve credit applications, assign credit limits, and make final credit decisions
- Conduct financial analysis including cash flow, credit reports, and financial statements
- Manage credit holds, collections strategy, and slow-pay accounts
- Perform risk assessments using financial modeling and quantitative analysis
- Partner with sales teams while maintaining authority over credit decisions
- Build and maintain customer accounts in ERP system (Billtrust
- training provided)
- Oversee loan processing and underwriting processes
- Ensure compliance with internal policies and regulatory requirements Compensation and Benefits
- Direct hire opportunity.
- 401(k) with company match.
- Medical, dental, and vision insurance.
- Life insurance.
- Employee Assistance Program.
- Paid time off and holidays.
- Professional development support.
- Wellness program.