CREDIT REVIEW OFFICER SR

First Horizon Bank - 3.4 Memphis, TN Job Details Full-time 14 hours ago Qualifications Bachelor's degree Full Job Description

ESSENTIAL DUTIES AND RESPONSIBILITIES

Perform credit reviews of complex commercial relationships across various portfolio segments, including asset-based lending, asset/equipment finance, commercial real estate, corporate banking, correspondent banking, franchise finance, energy, healthcare, mortgage warehouse, and music/sports/entertainment. Lead examinations, including planning, field work, communication, and reporting. Monitor commercial units, assessing portfolio quality and credit risk management practices. Identify emerging risks from review trends, portfolio, industry, and economic information, and frequent interaction with Line and Credit Risk partners. Identify key issues, determine root causes, recommend corrective action, and collaborate with respective commercial units and/or management to ensure satisfactory resolution. Validate management success in addressing key issues identified by CAS and regulators. Complete assigned departmental reporting, special projects, and quality control reviews. Provide mentoring/training to other CAS Commercial Review team members. Pursue professional development opportunities and complete required training.

SUPERVISORY RESPONSIBILITIES

No direct supervisory responsibilities; the position does require effective oversight of staff member activities during examinations or special projects and the ability to mentor/train new or less experienced team members.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Additionally, the qualifications listed below are generally representative of the knowledge, skills, and/or abilities required in this position: Bachelor (4-year college) degree; Master's degree preferred 10 to 15 years commercial credit review related experience Excellent oral and written communication skills

COMPUTER AND OFFICE EQUIPMENT SKILLS

Microsoft Office suite

CERTIFICATES, LICENSES, REGISTRATIONS

(

Ex:

CPA, Series 6 or 7 license, etc) None required.