Manager, Credit Analysis Charles Schwab - 3.9 Westlake, TX Job Details $85,000 - $125,000 a year 1 day ago Benefits Paid parental leave Employee stock purchase plan Health insurance Dental insurance 401(k) Tuition reimbursement Adoption assistance Parental leave Vision insurance 401(k) matching Sabbatical Qualifications Commercial banking expertise Underwriting Commercial loans Bachelor's degree Stakeholder relationship building Real estate foreclosures Full Job Description Westlake, TX Requisition

ID 2026-126426

Category Finance and Accounting Position type Regular Pay range USD $85,000.00 - $125,000.00 / Year Application deadline 2026-09-12 Your opportunity Charles Schwab, we're committed to empowering people to take ownership of their financial futures. Our culture is grounded in a client-first mindset, collaboration, and a shared commitment to doing what's right. You'll have the opportunity to grow your career while working alongside talented colleagues in an inclusive, high-performing environment. We invest in your development, support your well-being, and provide the tools and flexibility you need to make a meaningful impact. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s): Westlake, TX The Manager, Credit Analysis will participate in complex credit underwriting and risk assessment for bank clients. expertise in commercial credit, financial analysis, and loss mitigation to evaluate lending opportunities and manage portfolio risk. Skills for

Success:

Credit Risk Assessment & Underwriting Evaluate complex credit opportunities by identifying risks and mitigation strategies. sound judgment to balance risk and business growth objectives. Financial Analysis & Decisioning Perform cash flow analysis using financial statements and tax returns. Deliver clear, data-driven credit recommendations. Portfolio & Risk Management Assess portfolio risk across industries and economic cycles. Proactively identify emerging risks and mitigation actions. Regulatory & Governance Ensure compliance with AML/KYC, regulatory, and internal policy requirements. Maintain strong documentation and risk discipline. Influence & Execution Partner cross-functionally to drive underwriting decisions. Improve processes, tools, and operational efficiency. Stakeholder Communication Communicate complex decisions clearly. Build trusted relationships across stakeholders. What you have Required Qualifications Applicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship 3+ years of commercial/private banking underwriting experience Strong analytical skills; restructuring/foreclosure experience Bachelor's degree Applicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship. Preferred Qualifications Exposure to underwriting platforms Public equity and debt market knowledge Schwab & Career Alignment Demonstrates client-first mindset, collaboration, accountability, and alignment to Schwab culture. What's in it for you At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis. We offer a competitive benefits package that takes care of the whole you - both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance

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Facebook LinkedIn X Email Eligible Schwabbies receive Medical, dental and vision benefits 401(k) and employee stock purchase plans Tuition reimbursement to keep developing your career Paid parental leave and adoption/family building benefits Sabbatical leave available after five years of employment