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Zions First National Bank

Assistant Relationship Officer - Midvale, UT

Career Insights for Credit Analyst

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What they do

A Credit Analyst reviews credit history and researches other records to determine if loans should be approved or credit extended to individuals or businesses. Prepares reports for banks, credit agencies and credit card companies.

$69,180 / year median in Utah

-16% projected decline

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Job Description

Assistant Relationship Officer - Midvale, UT Zions First National Bank - 3.6 Midvale, UT Job Details 1 day ago Benefits Profit sharing Paid training Paid parental leave Paid holidays Disability insurance Health insurance Dental insurance Flexible spending account Tuition reimbursement Paid time off Adoption assistance Parental leave Vision insurance 401(k) matching Qualifications Customer communication Team motivation (leadership skill) Full Job Description Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's "Best Banks to Work For" almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and "among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career. Zions Bank has just opened an opportunity for an Assistant Relationship Officer based in the Midvale, Utah office. Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. What will your day look like?
You will be:
Responsible for analyzing, investigating, gathering and presenting financial data, tax information and credit documentation for determining a clients' credit worthiness. Reviewing and initiating loan documents for legal and structural considerations, making sure they are following policies and regulations. Placing calls to clients to better underwrite credits. Assisting with collection efforts and customer problem resolution. Consulting with relationship managers and portfolio managers in preparing customer information for credit review and loan presentations. Assisting in providing customer service on behalf of loan officers/relationship managers and team leaders. Responsible for disbursement of funds. Remaining flexible and taking on other due diligence and portfolio maintenance responsibilities to enable the success of the bank. Who should apply?
We want someone who has:
A Bachelors' degree and some experience in loan processes, credit, credit analysis, documentation or other directly related experience. A combination of education and experience may meet qualifications. Basic knowledge of credit, credit analysis and experience working with various types of loans. The ability to meet deadlines, audit documentation and solve problems. The ability to make recommendations to officers. Good communication, customer service and organizational skills. Knowledge of MS Office including Word, Excel and various types of credit analysis software. Attention to detail with consistent self-management and follow-through. You must want to be part of a motivated and driven team and work with respected leaders. We need someone who is proactive, has a great attitude, is confident and wants to inspire others to achieve bank initiatives and drive loan growth.
Benefits:
Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance. Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts. Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience. Mental health benefits including coaching and therapy sessions. Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire. Employee Ambassador preferred banking products.