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USC University of Southern California
Member Relationship Specialist I, Credit Union
Career Insights for Credit Specialist / Clerk
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Based on California data
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What they do
A Credit Specialist or Clerk reviews the credit history of individuals or businesses that apply for credit. Requests information from credit companies, analyzes computerized records and payment histories, and determines whether new credit can be approved.
$46,216 / year median in California
-10% projected decline
Job Description
USC Credit Union is looking for a Member Relationship Specialist I for it's central branch team. This position reports directly to the Branch Manager/Supervisor and is responsible for building and fostering relationships with USCCU's members and potential members. The Member Relationship Specialist I gathers and analyzes member data at the time of each interaction to respond to inquiries and offer customized solutions using in-depth knowledge of USCCU products, services and technologies. Responsibilities include, but are not limited to: Consistently meeting established performance standards, service standards and sales goals Developing and deepening member relationships by providing high-quality consultative service that identifies member needs and matches those needs with value-added USCCU products and services Processing member transactions efficiently, accurately, and in a timely manner. Includes deposits and withdrawals, loan payments, new account application, and all related documentation Ensuring compliance with all applicable laws, regulatory requirements, policies and procedures as they relate to USCCU's products and services Acting, on occasion, as a backup Member Relationship Specialist at other USC CU locations/branches The ideal candidate will: Have a minimum of two years' experience in financial institution sales and service with a proven track record of meeting production and sales goals Be knowledgeable in Bank Secrecy Act, OFAC, US Patriot Act, Regulation CC and funds availability, GLB and Member Financial Privacy, NCUSIF, and Truth in Savings Be flexible with scheduling that may include occasional Saturday hours and weekday afternoon/evening hours Possess a high sense of urgency, attention to detail, initiative and integrity Have exceptional interpersonal, customer service and communication skills Pass a pre-employment background and credit check