Risk Analysis Specialist II (Counterparty Credit Risk (CCR) Reporting) Jersey City, New Jersey;Charlotte, North Carolina

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Job Description:

• At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.

We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths

• whether shaped by military service, community college education, or a wide range of work and life experiences.

These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

• Job Description:
• This job is responsible for supporting data and technology requests, complex reporting and analysis, and modeling to manage risk and minimize credit and operating losses.

Key responsibilities include reviewing and analyzing portfolio trends, supporting the development of more complex databases or queries to extract data, and supporting the production of data for internal and external reporting needs. Job expectations include working with Technology to implement changes necessary to support ongoing data needs.

• Responsibilities:
• + Supports the development and execution of reporting to allow Risk and business partners to effectively identify and manage risk + Analyzes trends and supports the data design, portfolio trends, loss trends, and portfolio dynamics to ensure alignment with business strategies + Provides analytical support on various product strategic initiatives affecting multiple Risk functions and lines of business to ensure company goals are met + Participates in the development of database production processes and performance reports for senior management, using data mining and other advanced analytical techniques to aggregate data + Supports with responding to complex ad-hoc requests for information from both internal and external parties + Provides support on cross-functional efforts to remediate data quality issues + Monitors the outputs of controls and investigates alerts from the control checks Our team develops, executes and enhances reporting and analysis that allows our risk and business partners to identify and manage credit risk, ensuring that Bank of America can deliver responsible growth within our risk framework.

The team is focused on automation and uses several Business Intelligence (BI) tools to efficiently deliver timely and accurate information. The Risk Analysis Specialist will use their business and technical expertise to develop, execute and maintain counterparty credit risk reporting and dashboards. Experience working with Quartz, Zinc and QzTrades will be most useful as the team transitions away from other, legacy data sources. The team produces over 40 CCR reports and dashboards with a global audience, including high visibility reporting such as risk appetite, portfolio reporting and Institution-to-Institution Credit Exposure (IICE) reporting. The Risk Analysis Specialist will be responsible for some of these reports. They must have a good working knowledge of SQL and BI tools such as SSRS or Tableau and be able to collaborate with reporting stakeholders and technology partners on changes and enhancements. In addition to regular reporting the Risk Analysis Specialist must be capable of working on ad-hoc business requests by providing appropriate data and analysis, working closely with other teams as necessary. They will work with a high degree of autonomy and be aware of the risks of complacently.

• Required Skills and Experience:
• + Bachelor's degree or equivalent work experience + 2+ years of experience in a reporting role + Experienced using SQL (Oracle Exadata) and in particular, extracting data with complex queries + Proficient using SQL Server Reporting Services (SSRS) and/or Tableau + Strong Excel skills, including pivot tables, lookups, data analysis and data connections + Advanced analytical skills that demonstrate ability to learn how to navigate systems, access data, reconcile numbers from different sources, identify discrepancies and understand drivers of change within data + Knowledge of counterparty credit risk and traded products + Capacity to quickly assimilate complex information and provide analysis tailored to suit the audience + Displays intellectual curiosity to challenge the status quo and tackle challenging problems •

Desired Skills and Experience:

• + Knowledge of Bank of America systems
• Credit Studio, Zinc, Sparck and CRP + Knowledge of financial products beyond CCR and traded products + Experience working with an Agile development process and collaborating with technology partners + Confident with data management and governance including

BCBS 239

• Skills:
• + Attention to Detail + Business Intelligence + Data and Trend Analysis + Risk Analytics + Risk Management + Adaptability + Collaboration + Continuous Improvement + Data Visualization + Project Management + Business Acumen + Issue Management + Regulatory Relations + Stakeholder Management + Technical Documentation
• Shift:
• 1st shift (United States of America)
• Hours Per Week:
• 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws.

The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your "Know your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12.pdf) " poster. View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) . Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason. Investment products offered through MLPF&S and insurance and annuity products offered through

MLLA:

• Are Not FDIC Insured
• Are Not Bank Guaranteed
• May Lose Value
• Are Not Deposits
• Are Not Insured by Any Federal Government Agency
• Are not a condition to Any Banking Service or Activity
• Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a registered broker-dealer, registered investment adviser,
• Member SIPC
• and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation. Trust, fiduciary and investment management services are provided by Bank of America, N.A., Member FDIC and wholly owned subsidiary of Bank of America Corporation ("BofA Corp."). Bank of America Private Bank is a division of Bank of America, N.A. Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. © 2026 Bank of America Corporation. All rights reserved.