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FC
First Community Bank
Loan Support Assistant
Career Insights for Credit / Loan Counselor
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Based on Missouri data
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What they do
A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.
$45,044 / year median in Missouri
-9% projected decline
Job Description
Job Summary:
This position is responsible for providing operational and administrative support to loan department personnel to ensure accurate and timely processing of loan applications, documentation, and funding. This position must present a quality, professional image for First Community Bank and have the desire and ability to develop and maintain quality customer relationships.Essential Duties and Responsibilities:
- Deliver consistent, high quality service to internal and external customers and maintain strict confidentiality in all bank matters.
- Screen incoming calls and correspondence and respond independently when appropriate.
- Maintain records of credit transactions, deposits, and payments. Also maintain records of applications for loans and credit.
- Accept payments on accounts, calculate interest and payments, and as directed adjust credit charges and grant extensions or credit.
- Assist customers in completing loan or credit applications, communicate with customers regarding application status.
- Prepares loan intake sheets and other documents required by our loan processing department for new loans, extensions, etc. Assists in obtaining outstanding exception items and transmitting them to the Credit Department.
- Scans closed loan documents to Credit Department for loan uploading and image cataloging. Process document and lien perfection release upon loan payoff. Coordinate loan closings with Loan Documentation Department, customers, and title companies. Promptly and successfully complete all compliance training as determined by the compliance department.
- Attend department and company meetings/training which may be scheduled outside of normal work hours.