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Allegacy Federal Credit Union

Member Care Representative

Entry-Level JobVerifiedNo experience needed

Career Insights for Credit / Loan Counselor

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Based on North Carolina data

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What they do

A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.

$45,887 / year median in North Carolina

-8% projected decline

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Job Description

Description:
Role Accountability At Allegacy, our roots run deep — anchored in a longstanding commitment to doing right by our members and the communities we serve. Every role within our organization plays a vital part in nurturing the relationships that make that promise real. As a member of our team, you'll be empowered to live out our brand every day, building meaningful connections that support the financial wellbeing of those who count on us most. Nature and Scope This position provides quality service to our members within defined service standards for projected call volumes. This position is assigned to various workgroups based on call types. The call types are established to provide information and service to all areas of the credit union. This position more than any other in the credit union is required to have the most knowledge of all products and services. Employees must have demonstrated knowledge and sales performance before moving into the higher-level workgroups. Specific Accountabilities Deliver exceptional member service to every member, every time by ensuring employees deliver consistently high-quality service to both internal and external members that is in alignment with our Brand Culture. Meet or exceed established service goals Ensure thorough understanding of expectations and consistently exhibit Allegacy behaviors. Adherence to work schedule Provide quality customer service over the phone and internet Educate, promote and sell credit union products based on identified needs. Ability to continually learn about credit union products, services and promotions Ensure that proper documentation is disclosed to applicants to comply with laws, regulations and policies that relate to credit union operations. Recommend other credit union products (cross-sell) based on identified needs through the interview process. Typically, 50% of this job's requirements are cross selling. Additional duties as assigned.
Requirements:
Knowledge, Skills and Abilities Excellent telephone communication skills Ability to handle multiple tasks Ability to work in a fast-paced team environment General computer knowledge Ability to diffuse an irate member Problem solving skills Understanding of credit union products, services and promotions Ability to listen to the members' needs and/or concerns Personal integrity and reliability Eligibility to be bonded Ability to adapt to non-traditional work schedule/hours Ability to incorporate AFCU performance attributes in daily work activates Education and Experience High school diploma or equivalent Past experience in a credit union call center preferred. Past experience in a customer service-related position preferred.