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IC
Ingram Content Group
Associate Credit Representative
Career Insights for Credit / Loan Counselor
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Based on Tennessee data
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What they do
A Credit or Loan Counselor advises and educates individuals or organizations on acquiring and managing debt or qualifying for traditional loans. Guidance may include determining the best type of loan and explaining loan requirements or restrictions. May help develop debt management or credit issue plans. Can provide budget, mortgage or bankruptcy counseling.
$43,015 / year median in Tennessee
-10% projected decline
Job Description
Job DescriptionIngram Content Group (ICG) is hiring an Associate Credit Representative to contribute to our team in our La Vergne, TN office. As the Associate Credit Representative, you will support basic accounts receivable (AR) related Credit/Collection functions for Ingram Content Group. You will ensure efficiency, accuracy and timely processing of transactions including order release, accounts receivable collections, accounts payable offsets, and reconciliation functions for assigned accounts. In addition, you will learn AR, Billing Systems, various contracts, publisher websites, Home-state Tax Requirements, and Corporate Procedures for various Ingram Divisions.
Ingram Content Group ("Ingram") connects people with content in all forms. Providing comprehensive services for publishers, retailers, libraries, and educators, Ingram makes these services seamless and accessible through technology, innovation, and creativity. With an expansive global network of offices and facilities, Ingram's services include digital and physical book distribution, print-on-demand, and digital learning.
Monitors and updates customer account status and/or collection activity in the note system.
Learns how to identify, draft and submit credit review recommendations to management for consideration/approval.
Contacts customers proactively after review with department management when assigned credit limit exceeds orders, a special order is submitted, a past due balance prohibits the release of orders, etc.
Partners with Management or other Credit Reps to evaluate customer records and recommends payment plans based on sales compensation, payment history, length of relationship and reason for arrears.
Contacts and reports on all customers/accounts with a past due balance of 31+ days monthly via a spreadsheet for management review (Aged Trial Balance).Accesses various data bases for research and processing, including, but not limited to CyberSource, Web-Admin, Oracle, and Lightning Bug system etc.
Handles credit card data, updates the customer/publisher website with cc information, or initiates assistance as needed for the customer/publisher to navigate/update themselves.
Learns to escheat unclaimed property per applicable state laws and prepares and mails escheatment letters.
Interacts with various other departments including Client Services, Sales, Accounts Payable, Returns, and IT to resolve issues.
May Initiate Third Party Placements via their on-line system and acts as liaison between agency and Management..
EOE-Race/Gender/Veterans/DisabledWe participate in EVerify.
EEO Poster in English EEO Poster in Spanish
Ingram Content Group ("Ingram") connects people with content in all forms. Providing comprehensive services for publishers, retailers, libraries, and educators, Ingram makes these services seamless and accessible through technology, innovation, and creativity. With an expansive global network of offices and facilities, Ingram's services include digital and physical book distribution, print-on-demand, and digital learning.
Required Qualifications:
Bachelor's degree in business, finance or related field or directly related years of experience1 year of experience in a customer-facing role1 year of experience with Microsoft 365 includingWork, Outlook and ExcelKey Responsibilities:
Provides basic account management for assigned accounts, including daily order release, based on established guidelines.Monitors and updates customer account status and/or collection activity in the note system.
Learns how to identify, draft and submit credit review recommendations to management for consideration/approval.
Contacts customers proactively after review with department management when assigned credit limit exceeds orders, a special order is submitted, a past due balance prohibits the release of orders, etc.
Partners with Management or other Credit Reps to evaluate customer records and recommends payment plans based on sales compensation, payment history, length of relationship and reason for arrears.
Contacts and reports on all customers/accounts with a past due balance of 31+ days monthly via a spreadsheet for management review (Aged Trial Balance).Accesses various data bases for research and processing, including, but not limited to CyberSource, Web-Admin, Oracle, and Lightning Bug system etc.
Handles credit card data, updates the customer/publisher website with cc information, or initiates assistance as needed for the customer/publisher to navigate/update themselves.
Learns to escheat unclaimed property per applicable state laws and prepares and mails escheatment letters.
Interacts with various other departments including Client Services, Sales, Accounts Payable, Returns, and IT to resolve issues.
May Initiate Third Party Placements via their on-line system and acts as liaison between agency and Management..
Hiring Salary Range:
$18.35/hr - $22.20/hr. This range represents the anticipated low and high end of the salary for this position. It will be determined by factors including but not limited to: the applicant's education, experience, knowledge, skills, and abilities, geographic location, as well as internal equity and alignment with market data.Additional InformationPerks/Benefits:
A highly competitive compensation package with generous benefits beginning first day of employment for Medical/Prescription Drug plans, HSA, Vision, Dental and Health Care FSA.15 vacation days & 12 sick days accrued annually and 3 personal days401K match, Life and AD&D, Employee Assistance programs, Group Legal, & moreWellness program with access to onsite gym and basketball court for associatesEncouraged continued education with our tuition reimbursement programFinancial and in-kind opportunities to engage with non-profits in your communityCompany match program for United Way donationsVolunteer opportunities and in-kind drives for non-profits throughout the yearTake breaks or brainstorm in our game room with ping pong & foosballCasual Dress Code & Flexible Schedules (per team)Ingram Content Group is a part of Ingram Industries Inc. and includes Ingram Book Group LLC, Ingram Publisher Services LLC, Lightning Source LLC, Ingram Library Services LLC, Tennessee Book Company LLC, Ingram Content Group UK Ltd. and Ingram Content Group Australia Pty Ltd. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, work related mental or physical disability, veteran status, sexual orientation, gender identity, or genetic information.EOE-Race/Gender/Veterans/DisabledWe participate in EVerify.
EEO Poster in English EEO Poster in Spanish