SENIOR FINANCIAL NON-DEPOSITORY EXAMINER

Introduction A Financial Non-Depository Examiner, Lead is the lead level of financial examination work.� Employees in this classification examine the accounts, records, consumer transactions and business practices of non-depository financial institutions (i.e., consumer loan, sales finance, installment loan, mortgage lenders, collection agencies, check cashiers, money transmitters and debt management companies) primarily located at the business' headquarters.\r\n\r\n\r\n\r\nResumes may be submitted as supplemental information;\r\nhowever,�all sections of the application must be completed in full.\r\nIncomplete applications will not be considered.\r\n\r\n\r\n\r\n\r\n\r\n

GRADE 19

\r\n

LOCATION OF POSITION 100 S.

Charles Street, Baltimore, MD 21201\r\n Main Purpose of Job The Examiner Lead/Advanced conducts and leads risk-focused examinations of licensed non-depository financial institutions regulated by the Office of Financial Regulation (OFR),\r\nincluding but not limited to money services businesses (e.g., money transmitters) and consumer\r\nlenders (collectively, "Licensees"). Examinations assess compliance with applicable state and\r\nfederal laws and regulations and evaluate whether Licensees operate in a safe, sound, lawful,\r\nhonest, and fair manner that protects consumers and the integrity of the financial system.\r\nThis position serves as Examiner-in-Charge (EIC) for complex and higher-risk examinations\r\nwith full responsibility for planning, coordinating, and executing the examination process from\r\nscoping through report issuance. The Examiner Lead/Advanced directs examination activities,\r\nassigns and reviews work performed by Examiner Trainee, Examiner I and Examiner II staff,\r\nensures examination procedures are properly executed, and approves workpapers and findings\r\nfor accuracy, completeness, and regulatory sufficiency. While this position provides technical\r\nleadership, mentoring, and quality control oversight, it does not serve in a formal supervisory\r\ncapacity.\r\nIn addition to examination leadership responsibilities, the Examiner Lead/Advanced supports\r\nthe Director in strengthening supervisory programs, enhancing examination methodologies,\r\nimproving policies and procedures, and advancing agency strategic initiatives related to the\r\noversight of Licensees.\r\nThe Examiner Lead/Advanced reports to the Director of Money Services and Consumer Credit\r\nSupervision. This is an advanced-level examiner classification that operates with a high degree\r\nof independence and professional judgment. An Examiner Lead/Advanced is an examiner\r\nposition that may, in management's discretion, work remotely in accordance with the Agency's\r\ntelework policies.\r\n

POSITION DUTIES

Duties of this position include but are not limited to:\r\n\r\n\r\n\r\nOversight of Examination\r\nActivities\r\n\r\n\r\n\r\n Schedules, assigns, and supervises the regulatory examinations of money\r\n transmitters and other Licensees to ensure compliance with applicable federal\r\n and state laws and regulations.\r\n Manages the\r\n review of licensees' responses to examination findings. Resolves escalated issues\r\n that arise between examination staff, licensees, and other agency staff during independent\r\n or joint examinations. \r\n Reviews\r\n workpapers, draft findings, and reports of examinations prepared by other\r\n examiners for quality, accuracy, and consistency. Trains, and provides advice\r\n and guidance to Examiners in all facets of the examination process. \r\n Manages the\r\n review of licensees' responses to examination findings. \r\n Assists with\r\n resolving escalated issues that arise between examination staff, licensees, and\r\n other agency staff during independent or joint examinations.�\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n

MINIMUM QUALIFICATIONS

Experience:

Eight years of experience, four years of experience examining or auditing the accounts, records and business practices of non-depository financial institutions or in managerial or professional work in the financial services, consumer loan, sales finance, installment loan, mortgage lenders, collection agencies, check cashiers, money transmitters, debt management and/or law enforcement industries and four years of additional regulatory, investigatory, managerial or professional experience in the�financial services industry, consumer credit industry, mortgage lending industry, accounting or auditing work or State or federal experience regulating the above industries or in law enforcement.\r\n

Notes:

\r\n1. Candidates may substitute the possession of a Bachelor's degree from an accredited college or university including or supplemented by a total of 24 credit hours in business administration, finance, economics, law, criminal justice or accounting and four years of experience examining or auditing the accounts, records and business practices of non-depository financial institutions or in managerial or professional work in the financial services, consumer loan, sales finance, installment loan, mortgage lenders, collection agencies, check cashiers, money transmitters, debt management and/or law enforcement industries for the required experience.� These credit hours must include a minimum of 6 credit hours in either accounting or auditing.\r\n2. Candidates may substitute the possession of a Juris Doctor degree from an accredited law school, a certificate as a Certified Public Accountant, or a Master's degree in business administration or accounting from an accredited college or university for one year of the required experience.\r\n3. Candidates may substitute U.S. Armed Forces military service�experience as a commissioned officer in logistics specialist�classifications or administrative support specialty codes in the�financial management or auditing fields of work on a year-for-year basis for the required experience.\r\nApplications that meet the minimum and/or selective qualifications will be referred to the hiring manager for interview selection. Units will select those candidates most closely demonstrating the qualifications for interview.\r\n

SELECTIVE QUALIFICATIONS 1

year of experience in BSA/AML, digital assets or cryptocurrency, cybersecurity, or financial statement review\r\n

DESIRED OR PREFERRED QUALIFICATIONS

\r\nPreference will be given to applicants�who possess the following preferred qualification(s).�Include clear and specific information on your application regarding�your qualifications.\r\n\r\n\r\n1 year of supervisory or leadership experience\r\n\r\n\r\nServed as Examiner in Chief (EIC) on a state or federal financial regulatory examination�\r\n\r\n\r\nThe following professional certifications are preferred:�CAMS (Certified Anti-Money Laundering Specialist), CFE (Certified Fraud Examiner),� CISA (Certified Information Systems Auditor) CRCM (Certified Regulatory Compliance Manager),� CPA (Certified Public Accountant) or CIA (Certified Internal Auditor),� CMBE (Certified Money Service Business Examiner)\r\n

LICENSES, REGISTRATIONS AND CERTIFICATIONS

Employees in this classification may be assigned duties which require the operation of a motor vehicle. Employees assigned such duties will be required to possess a motor vehicle operator's license valid in the State of Maryland. \r\n

SPECIAL REQUIREMENTS

Employees in this classification may be required to attend advanced formal training classes. The purpose of this training is to maintain professional job specific proficiency and current knowledge. Some training classes are out-of-State and may require overnight stays.\r\n\r\nAll candidates are subject to a background check against files\r\nmaintained by the Division of Unemployment Insurance (LABOR/DUI) to determine\r\nwhether any monies are owed to

LABOR/DUI

as a result of unemployment\r\noverpayment/fraud. Any unpaid debt may have an impact on whether or not a\r\ncandidate is offered employment.\r\n\r\n

SELECTION PROCESS

\r\nPlease make sure that you provide enough information on your\r\napplication to show that you meet the qualifications for this recruitment. All\r\ninformation concerning your qualifications must be submitted by the closing\r\ndate. Unfortunately, we won't consider information submitted after this\r\ndate.�Successful candidates will be ranked as best qualified, better\r\nqualified, or qualified and placed on the�eligible (employment) list for\r\nat least one year.\r\n\r\n\r\nResumes�are acceptable\r\nas additional information only; however, the application must be completed in\r\nits entirety, or it will be subject to rejection.\r\nAll information concerning the qualifications, including any\r\nrequired documentation (diploma, transcript, certificate, etc.), must be\r\nsubmitted and received by the closing date. Information submitted after this\r\ndate will not be considered.\r\nFor positions that require a bachelor's/master's degree, etc.:\r\nEducational credentials from foreign countries must be evaluated\r\nby an approved education review service. This evaluation must be submitted\r\nbefore hire. For further information, you may call International Consultants of\r\nDelaware, Inc. (302) 737-8715 or World Education Services Inc. 1-800-932-3897\r\nor (202) 331-2925.\r\n

EXAMINATION PROCESS

The assessment may consist of a rating of your education, training, and experience related to the requirements of the position.�It is important that you provide complete and accurate information on your application.�Please report all experience and education that is related to this position.\r\nThe\r\nexamination for this recruitment will be an evaluation and rating of the\r\ninformation provided on your application. Therefore, it is essential that the\r\napplication is filled out completely and accurately, listing all relevant\r\neducation and experience, addressing the specific qualifications shown above\r\nand submitting any required documentation (diploma, transcript, certification,\r\nlicense, etc.). Please include clear, detailed and specific information on your\r\napplication regarding experience qualifications related to the minimum\r\nqualifications, desired, and/or selective qualifications of the position.\r\n\r\n

BENEFITS

\r\n\r\n\r\nSTATE

OF MARYLAND

BENEFITS\r\n

FURTHER INSTRUCTIONS

The online application is

STRONGLY

preferred. However, if you are\r\nunable to apply online, or having difficulty with your login or password,\r\nplease contact DBM's Helpdesk directly at (410) 767-4850 (8:00 AM to 5:00 PM\r\ndaily, except for holidays and weekends). After business hours, please submit\r\nan email request to Application.

Help@maryland.gov. If you encounter\r\ndifficulty attaching required or optional documentation, you may submit via\r\nmail or deliver in person. Please be sure to include your name, identification\r\nnumber (Easy ID#) and job announcement number on any documentation to ensure\r\ntimely processing.\r\nWe thank our Veterans for their service to our country and encourage\r\nthem to apply. If you are seeking veteran's preference, please submit a copy of\r\nyour DD-214.\r\nThe paper application must be received by 5 pm, close of business, on\r\nthe closing date for the recruitment, no postmarks will be accepted. Incorrect\r\napplication forms will not be accepted.\r\nPLEASE

DO NOT FAX OR EMAIL UNSOLICITED

DOCUMENTATION\r\nCompleted applications, required documentation, and any required\r\naddendums may be mailed to:��\r\n

Maryland Department of Labor/ Office of Administration\r\nAttn:

Jasmine Hubbard 26-000281-0001\r\n100 S. Charles Street, 5th Floor\r\nBaltimore, MD 21201�� \r\nFor additional information, please contact Jasmine Hubbard at\r\n410-767-2627 or via email Jasmine.

Hubbard1@maryland.gov\r\nThe MD State Application Form can be found online��\r\n�Maryland Department of Labor is an equal opportunity employer. It is\r\nthe policy of LABOR that all persons have equal opportunity and access to\r\nemployment opportunities, services, and facilities without regard to race,\r\nreligion, color, sex, age, national origin or ancestry, marital status,\r\nparental status, sexual orientation, disability or veteran status.\r\n