Mortgage Loan Originator Rize Mortgage - 5.0 Plantation, FL Job Details Full-time $50,000 - $300,000 a year 1 hour ago Benefits Health insurance 401(k) Work from home Vision insurance Flexible schedule Retirement plan Qualifications Bilingual MLO License Accounting systems Escrow Sales negotiation Customer communication Operational analysis Financial sales Financial services customer support Fair Housing Act Loan compliance checks Underwriting guidelines adherence Operations management Underwriting Credit risk assessment Basic math Mortgage compliance Regulatory compliance Banking analysis in risk and credit Data analysis skills Consumer lending analysis in risk and credit Attention to detail Contracts Typing 10 key typing Customer support for financial loans FNMA Loan Origination Systems (LOS) Cross-functional communication Quality data entry Full Job Description Overview We are seeking experienced and motivated Branch Offices and Mortgage Loan Originators. This role involves managing daily operations, originating loans, and ensuring compliance with industry regulations. The ideal candidate will possess strong sales skills, a comprehensive understanding of mortgage products, and a commitment to providing exceptional customer service. This position offers an opportunity to play a pivotal role in expanding our mortgage services while maintaining adherence to all regulatory standards. Responsibilities Lead and manage the branch's mortgage loan origination activities, including developing new client relationships and maintaining existing accounts. Originate mortgage loans by assessing client needs, explaining loan options, and guiding clients through the application process. Ensure compliance with all federal and state regulations such as

TILA, FNMA

guidelines, Fair Housing laws, and other relevant policies. Conduct credit analysis, underwriting support, and loan processing to facilitate smooth loan approval workflows. Negotiate terms with clients and third-party partners to secure favorable loan conditions while adhering to company policies. Utilize financial software such as Quicken, accounting software, and other loan origination systems to process applications efficiently. Oversee loan servicing activities, including escrow management and post-closing procedures. Maintain thorough knowledge of banking practices, mortgage contracts, and related financial services. Train and mentor staff on loan products, compliance standards, and customer service best practices. Monitor branch performance metrics and implement strategies for growth and operational efficiency. Requirements Proven experience in mortgage lending or loan officer roles with a strong background in financial sales and customer service. In-depth knowledge of FNMA guidelines, underwriting processes, loan origination, processing procedures, and escrow management. Familiarity with Fair Housing regulations, TILA disclosures, credit analysis, contracts, banking operations, and mortgage servicing standards. Proficiency in financial software such as Quicken, accounting software, mortgage-specific platforms, and 10-key typing skills for data entry accuracy. Strong negotiation skills coupled with the ability to analyze financial data using basic math and math skills for credit evaluation. Excellent communication skills to effectively interact with clients, team members, and external partners. Ability to manage multiple tasks efficiently while maintaining high attention to detail in a fast-paced environment. Valid licensing or certification as required by state or federal regulations for mortgage originators is preferred but not mandatory. This role is integral to our growth strategy in providing top-tier mortgage solutions while ensuring compliance with all industry standards. We seek dedicated professionals eager to contribute their expertise in a dynamic financial services environment.

Pay:

$50,000.00 - $300,000.00 per year

Benefits:

401(k) Flexible schedule Health insurance Retirement plan Vision insurance Work from home

Language:

Bilingual (Preferred)

Work Location:

Hybrid remote in Plantation, FL 33324