BASIC FUNCTION

Responsible for soliciting, negotiating, underwriting, and coordinating the closing of consumer, residential, and commercial loans in compliance with the Bank's lending policies and procedures; develops deposit relationships with customers; and promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

ESSENTIAL DUTIES

• To gather personal information from customers to ensure the credit worthiness of the customer and make sure that an informed decision is arrived at in regards to the borrower.
• To contact borrowers who have delinquent accounts for obtaining full payment or negotiate repayment options.
• To council clients with family and personal financial problems, such as excessive borrowing and spending.
• To analyze the applicants' financial status, property evaluations and credit to determine the feasibility of granting loans.
• Assist customers in opening personal and business DDA accounts, savings accounts, and certificates of deposit when needed to backup new account desk.
• Provide excellent customer service to both internal and external customers.
• Ensure all banking regulations are followed.
• Promote Citizens Guaranty Bank within the community by participating in community organizations and special events.
• Other duties as assigned.

KNOWLEDGE, SKILLS, AND ABILITIES

• Ability to think and act independently
• Good communication skills both written and oral
• High degree of accuracy
• Knowledge of bank regulations
• Proficient computer skills
• Tact and diplomacy in dealing with both customers and employees

TRAINING AND EXPERIENCE

:

• High school diploma or GED required
• Minimum 3 years lending experience preferred

Job Type:

Full-time Benefits:

401(k) 4% Match Dental insurance Employee assistance program Health insurance Life insurance Paid time off Vision insurance

Work Location:

In person