Business Banking Lending Specialist Community Bank, N.A. $21.75 - $30.50/Hr dental insurance, paid holidays, tuition reimbursement, 401(k) United States, York, Oneida 182 Main Street (Show on map) Aug 18, 2026 Overview At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities Interpret and process Business Banking loan applications using the NextGen digital platform in a highly accurate and timely manner. Utilization of numerous resources to verify Applicant data and total banking relationships with CBNA. Manage personal workload to complete assignments in a timely manner and achieve departmental goals. Understand and interpret loan application, credit files and loan approvals. Knowledge of loan application requirements in order to identify missing information from the loan package and create tracking items. Coordinate and communicate with Lenders and Branch Managers to ensure follow up and receipt of all requiredmaterials relative to the BB loan submission. Track applications to ensure that compliance to Reg B standards are being maintained. Prepare and send incomplete letters as needed. Research potential borrowers on various governmental websites for business and collateral filings and document to the file. Interpret cred files and loan approvals in order to prepare commitment letters. Order and track mortgage due diligence information necessary prior to closing. Assist in maintaining BB Department mailboxes to include resolution or response to inquiries sent. Provide exemplary customer service to both internal and external customers in an effort to achieve departmental goals. Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures and internal controls, and meet all job-specific training requirements. Administrationof Business Banking Loan Credit Files and record retention. Other duties as required.

Qualifications Education:

Associates Degree in Business or in a business-related field of study with Lending/Credit related experience. All applicants must be 18 years of age or older.

Skills:

Proficient reading, writing, grammar and mathematic skills Proficient interpersonal and communication skills (both verbal and written) Understanding of financial statement composition with ability to interpret, analyze and connect financial data from various sources Comprehensive understanding of commercial loan documents, processes and collateral perfection Ability to review and interpret credit approval information Strong organizational skills; knowledge of Microsoft Word and Excel. NextGen experience a plus.

Experience:

Minimum of 2 years bank experience related to lending and/or credit analysis function. General knowledge of Commercial Lending Policies, Procedures and Products.

Other Job Information Hours:

40 hours/week

Compensation:

Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus. The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law. The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department. Minimum USD $21.75/Hr. Maximum USD $30.50/Hr.