AML Analyst

AML Analyst Cincinnati, OH Job Details $50,000 - $80,000 a year 10 hours ago Benefits Commuter assistance Health insurance Dental insurance Vision insurance Pet insurance Qualifications KYC Record keeping Transaction monitoring Economics Bachelor's degree in finance Regulatory compliance Bachelor's degree in business Certified Fraud Examiner Bachelor's degree in economics Research Mid-level Finance Criminal Justice High school diploma or GED Pattern recognition Bachelor's degree Economic sanctions regulations Bank experience Anti-Money Laundering (AML) compliance (compliance procedures implemented) Bachelor's degree in accounting Business Certified Anti-Money Laundering Specialist Escalation handling Bachelor's degree in criminal justice 2 years Accounting Regulatory compliance management Anti-money laundering investigation Full Job Description Key Responsibilities 1. Alert Review & Analysis Review AML alerts generated in FCRM, identifying potential red flags such as structuring, high-risk/high-volume transactions, unusual patterns, or significant changes in customer behavior. Analyze the alerted activity along with 30 days of recent account activity to determine context, identify patterns, and assess legitimacy. 2. Customer & Transaction Research Conduct detailed customer profile checks by validating information against internal records to understand expected account behavior. 3. Alert Disposition & Escalation Determine the appropriate outcome for each alert: o Close alerts deemed non-suspicious with thorough justification, or 4. Documentation & Reporting Document findings, analysis, and decision rationale in the required FCRM format, ensuring accuracy, completeness, and adherence to regulatory expectations. Maintain audit-ready records that support the investigative process and decision outcomes. 5. Compliance & Risk Management Ensure all reviews and decisions comply with the Bank Secrecy Act (BSA), OFAC requirements, internal AML policies, and relevant regulatory guidelines. Support continuous enhancement of AML processes by identifying gaps or patterns in suspicious activity. Required Qualifications & Experience Bachelor's degree in Finance, Business, Economics, Criminal Justice, Accounting, or related field (or equivalent experience). 2-4+ years of experience in AML, fraud, compliance, banking operations, or financial services. Experience with case management or transaction monitoring systems (e.g., FCRM) is preferred but not required. ________________________________________ Preferred Qualifications CAMS, CFE, or other compliance-related certification (in progress or completed). Prior experience in AML alert review, KYC, fraud investigation, or risk management.

TCS Employee Benefits Summary:

Discretionary Annual Incentive.

Comprehensive Medical Coverage:

Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.

Family Support:

Maternal & Parental Leaves.

Insurance Options:

Auto & Home Insurance, Identity Theft Protection.

Convenience & Professional Growth:

Commuter Benefits & Certification & Training Reimbursement.

Time Off:

Vacation, Time Off, Sick Leave & Holidays.

Legal & Financial Assistance:

Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.

Salary Range:

$50,000 - $80,000 per year Location Cincinnati, OH Job Function

BUSINESS PROCESS SERVICES

Role Analyst Job Id 389774 Desired Skills Risk AML Salary Range $50,000-$80,000 a year

Desired Candidate Profile Qualifications :

Diploma