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Life Insurance Agent
Career Insights for Life / Health Insurance Sales Agent
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Scorecard
Based on California data
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What they do
A Life or Health Insurance Sales Agent sells life insurance or health insurance to customers, working on behalf of an insurance company or independent insurance agent or broker. Evaluates the insurance coverage needed by a customer and proposes insurance packages and prices. Life insurance agents may sell policies or annuities, and assist clients or beneficiaries with getting insurance claims processed. Health insurance agents may negotiate rates for employers, explain plans and benefits to employees, and help clients to file or resolve health insurance claims. Life and health insurance sales agents may earn commissions for sales.
$71,924 / year median in California
-6% projected decline
Job Description
Life Insurance Agent at Insurance Sales Life Insurance Agent at Insurance Sales in San Ysidro, California Posted in 1 day ago.
Type:
full-time Company Description Life & Health Independent Insurance Agent is an independent agency specializing in tailored life and health insurance solutions for individuals and families. The agency focuses on helping clients understand their options and select coverage that aligns with their financial goals and protection needs. Team members work in a collaborative environment with access to multiple carriers and products, enabling them to offer competitive and personalized plans. The organization values integrity, client education, and long-term relationships built on trust and service. Role Description The Life Insurance Agent is a full-time 100% Commission based, on-site role based in San Diego, CA. In this position, the agent meets with prospective and existing clients to assess their life and health insurance needs, explains policy options, and recommends appropriate coverage. Daily responsibilities include generating leads, conducting consultations, preparing quotes, completing applications, and following up on underwriting decisions. The agent also maintains accurate client records, provides ongoing policy reviews, and supports clients with claims and policy changes. Collaboration with brokerage partners and participation in training sessions, community events, and sales meetings are integral to success in this role. Qualifications Demonstrated ability in insurance sales and insurance brokerage, with a focus on life and health products. Strong understanding of insurance principles and products, including term, whole life, and supplemental insurance. Foundational knowledge of finance and financial planning concepts to align coverage with client goals. Excellent customer service skills, with the ability to communicate complex information clearly and empathetically. Active or eligible state insurance license for life and health (or willingness to obtain within a defined timeframe). Proven ability to meet sales targets, manage a pipeline, and work effectively in an on-site, client-facing environment. Strong organizational skills, attention to detail, and proficiency with CRM software and basic office tools. High level of professionalism, ethical conduct, and commitment to ongoing learning and industry development.